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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest and dividend income:        
Interest and fees on loans $ 9,645 $ 9,205 $ 19,322 $ 18,269
Interest on securities 3,732 4,077 7,494 7,985
Dividend on FHLB stock 95 69 189 138
Total interest and dividend income 13,472 13,351 27,005 26,392
Interest expense:        
Deposits 1,460 1,462 2,913 2,899
Short-term borrowings 253 156 492 280
Long-term debt 873 869 1,716 1,790
Total interest expense 2,586 2,487 5,121 4,969
Net interest income 10,886 10,864 21,884 21,423
Provision for loan losses 400 428 895 885
Net interest income after provision for loan losses 10,486 10,436 20,989 20,538
Non-interest income:        
Trust and other financial services 985 1,102 1,930 2,074
Service charges on deposit accounts 255 276 453 502
Debit card income 402 376 768 720
Net securities gains 587 350 1,206 747
Other operating income 274 189 488 366
Total non-interest income 2,503 2,293 4,845 4,409
Non-interest expense:        
Salaries and employee benefits 4,269 4,283 8,621 8,199
Occupancy expense 567 544 1,147 1,108
Furniture and equipment expense 580 524 1,145 1,037
Debit card expenses 112 100 208 197
FDIC insurance assessments 210 175 411 365
Other operating expense 1,863 1,735 3,402 3,301
Total non-interest expense 7,601 7,361 14,934 14,207
Income before income taxes 5,388 5,368 10,900 10,740
Income taxes 1,515 1,511 3,146 3,096
Net income $ 3,873 $ 3,857 $ 7,754 $ 7,644
Per Common Share Data:        
Basic earnings per share $ 0.65 $ 0.65 $ 1.30 $ 1.29
Diluted earnings per share $ 0.64 $ 0.65 $ 1.28 $ 1.28