Income Taxes (Tables)

12 Months Ended

Dec. 31, 2014

Income Taxes [Abstract]

Schedule Of Components Of Income Tax Expense (Benefit)

		2014		2013			2012
Current
Federal	$	5,411	$	5,060		$	4,867
State		263		242			160
		5,674		5,302			5,027
Deferred		240		(111	)		(83	)
	$	5,914	$	5,191		$	4,944

Schedule Of Effective Income Tax Rate Reconciliation

		2014			2013			2012
Computed tax expense	$	7,184		$	6,431		$	6,093
Increase (reduction) in income
taxes resulting from:
Officers' life insurance		(88	)		(82	)		(84	)
Tax exempt interest		(1,325	)		(1,199	)		(1,119	)
State taxes, net of federal benefit		171			157			104
Other		(28	)		(115	)		(50	)
	$	5,914		$	5,191		$	4,944

Schedule Of Deferred Tax Assets And Liabilities

		2014				2013
		Asset		Liability		Asset		Liability
Allowance for losses on loans and
other real estate owned	$	3,185	$	---	$	3,007	$	---
Deferred compensation		1,047		--		1,074		--
Unrealized gain or loss on
securities available for sale		--		3,866		3,898		--
Unfunded retirement benefits		263		--		192		--
Depreciation		--		572		--		713
Deferred loan origination costs		--		431		--		475
Other real estate owned		65		--		159		--
Non-accrual interest		158		--		145		--
Write down of impaired investments		1,195		--		1,641		--
Branch acquisition costs and goodwill		--		517		--		357
Prepaid expenses		--		199		--		235
Other		341		3		284		11
	$	6,254	$	5,588	$	10,400	$	1,791