Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash and cash equivalents	$ 9,800	$ 9,200
Securities available for sale, at fair value (amortized cost of $458,370 and $461,635, respectively)	470,525	450,170
Federal Home Loan Bank stock	21,354	18,370
Loans	919,024	852,857
Allowance for loan losses	(8,969)	(8,475)
Loans, net of allowance for loan losses	910,055	844,382
Premises and equipment, net	20,518	20,145
Goodwill	4,935	4,935
Bank owned life insurance	8,141	7,879
Other assets	13,992	18,812
TOTAL ASSETS	1,459,320	1,373,893
Deposits:
Demand and other non-interest bearing deposits	78,802	72,259
NOW accounts	153,499	135,246
Savings and money market deposits	247,685	232,558
Time deposits	378,063	395,588
Total deposits	858,049	835,651
Short-term borrowings	313,520	312,945
Long-term advances from Federal Home Loan Bank	128,500	91,500
Junior subordinated debentures	5,000	5,000
Other liabilities	7,964	7,418
TOTAL LIABILITIES	1,313,033	1,252,514
Shareholders' equity
Capital stock, par value $2.00; authorized 10,000,000 shares; issued 6,788,407 shares at December 31, 2014 and December 31, 2013	13,577	13,577
Surplus	20,905	20,559
Retained earnings	113,149	103,907
Accumulated other comprehensive (loss) income:
Prior service cost and unamortized net actuarial losses on employee benefit plans, net of tax of ($251) and ($192), at December 31, 2014, and December 31, 2013, respectively	(488)	(373)
Net unrealized appreciation (depreciation) on securities available for sale, net of tax of ($3,997) and ($4,150), at December 31, 2014 and December 31, 2013, respectively	7,423	(8,055)
Portion of OTTI attributable to non-credit gains, net of tax of $257 and $252, at December 31, 2014, and December 31, 2013, respectively	478	488
Net unrealized depreciation on derivative instruments, net of tax of $389 and $0, at December 31, 2014 and December 31, 2013, respectively	(722)
Total accumulated other comprehensive income (loss)	6,691	(7,940)
Less: cost of 842,082 and 879,840 shares of treasury stock at December 31, 2014 and December 31, 2013, respectively	(8,035)	(8,724)
TOTAL SHAREHOLDERS' EQUITY	146,287	121,379
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,459,320	$ 1,373,893