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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and cash equivalents $ 9,200 $ 14,992
Securities available for sale, at fair value (amortized cost of $461,635 and $405,769, respectively) 450,170 418,040
Federal Home Loan Bank stock 18,370 18,189
Loans 852,857 815,004
Allowance for loan losses (8,475) (8,097)
Loans, net of allowance for loan losses 844,382 806,907
Premises and equipment, net 20,145 19,255
Goodwill 4,935 4,935
Bank owned life insurance 7,879 7,633
Other assets 18,812 12,984
TOTAL ASSETS 1,373,893 1,302,935
Deposits:    
Demand and other non-interest bearing deposits 72,259 71,865
NOW accounts 135,246 123,015
Savings and money market deposits 232,558 230,325
Time deposits 395,588 370,560
Total deposits 835,651 795,765
Short-term borrowings 312,945 224,077
Long-term advances from Federal Home Loan Bank 91,500 142,490
Junior subordinated debentures 5,000 5,000
Other liabilities 7,418 7,557
TOTAL LIABILITIES 1,252,514 1,174,889
Shareholders' equity    
Capital stock, par value $2.00; authorized 10,000,000 shares; issued 4,525,635 shares at December 31, 2013 and December 31, 2012 9,051 9,051
Surplus 26,845 26,693
Retained earnings 102,147 93,900
Accumulated other comprehensive (loss) income:    
Prior service cost and unamortized net actuarial losses on employee benefit plans, net of tax of ($192) and ($207), at December 31, 2013, and December 31, 2012, respectively (373) (401)
Net unrealized (depreciation) appreciation on securities available for sale, net of tax of ($4,150) and $4,099, at December 31, 2013 and December 31, 2012, respectively (8,055) 7,954
Portion of OTTI attributable to non-credit gains, net of tax of $252 and $74, at December 31, 2013, and December 31, 2012, respectively 488 144
Total accumulated other comprehensive (loss) income (7,940) 7,697
Less: cost of 586,560 and 605,591 shares of treasury stock at December 31, 2013 and December 31, 2012, respectively (8,724) (9,295)
TOTAL SHAREHOLDERS' EQUITY 121,379 128,046
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,373,893 $ 1,302,935