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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Interest and dividend income:        
Interest and fees on loans $ 9,406 $ 8,855 $ 18,587 $ 17,733
Interest on securities 3,056 3,542 6,218 7,231
Dividend on FHLB stock 12 21 34 41
Total interest and dividend income 12,474 12,418 24,839 25,005
Interest expense:        
Deposits 1,669 1,899 3,371 3,854
Short-term borrowings 104 119 232 214
Long-term debt 1,218 1,447 2,464 2,967
Total interest expense 2,991 3,465 6,067 7,035
Net interest income 9,483 8,953 18,772 17,970
Provision for loan losses 405 460 758 875
Net interest income after provision for loan losses 9,078 8,493 18,014 17,095
Non-interest income:        
Trust and other financial services 851 839 1,757 1,618
Service charges on deposit accounts 321 286 616 536
Credit and debit card service charges and fees 396 340 732 656
Net securities gains 256 670 521 1,237
Total other-than-temporary impairment ("OTTI") losses (168) (376) (168) (834)
Non-credit portion of OTTI losses (before taxes) 53 [1] 40 [1] 53 [1] 154 [1]
Net OTTI losses recognized in earnings (115) (336) (115) (680)
Other operating income 165 175 313 307
Total non-interest income 1,874 1,974 3,824 3,674
Non-interest expense:        
Salaries and employee benefits 3,696 3,309 7,303 6,491
Occupancy expense 493 370 977 775
Furniture and equipment expense 471 492 981 907
Credit and debit card expenses 92 87 188 175
FDIC insurance assessments 145 187 341 372
Other operating expense 1,698 1,712 3,112 3,245
Total non-interest expense 6,595 6,157 12,902 11,965
Income before income taxes 4,357 4,310 8,936 8,804
Income taxes 1,187 1,205 2,550 2,536
Net income $ 3,170 $ 3,105 $ 6,386 $ 6,268
Per Common Share Data:        
Basic earnings per share $ 0.81 $ 0.80 $ 1.63 $ 1.61
Diluted earnings per share $ 0.80 $ 0.79 $ 1.62 $ 1.61
[1] Included in other comprehensive loss, net of tax