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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest and dividend income:        
Interest and fees on loans $ 9,422 $ 8,783 $ 27,155 $ 26,087
Interest on securities 3,432 3,926 10,663 12,192
Dividend on FHLB stock 22 11 63 35
Total interest and dividend income 12,876 12,720 37,881 38,314
Interest expense:        
Deposits 1,941 2,202 5,795 6,606
Short-term borrowings 105 55 319 199
Long-term debt 1,416 1,759 4,383 5,847
Total interest expense 3,462 4,016 10,497 12,652
Net interest income 9,414 8,704 27,384 25,662
Provision for loan losses 427 750 1,302 1,850
Net interest income after provision for loan losses 8,987 7,954 26,082 23,812
Non-interest income:        
Trust and other financial services 850 746 2,468 2,261
Service charges on deposit accounts 351 372 887 997
Credit and debit card service charges and fees 419 361 1,075 940
Net securities gains 597 993 1,834 2,313
Total other-than-temporary impairment ("OTTI") losses (173) (743) (1,007) (1,897)
Non-credit portion of OTTI losses (before taxes) 72 [1] 171 [1] 226 [1] 171 [1]
Net OTTI losses recognized in earnings (101) (572) (781) (1,726)
Other operating income 182 164 489 496
Total non-interest income 2,298 2,064 5,972 5,281
Non-interest expense:        
Salaries and employee benefits 3,670 3,267 10,161 9,334
Occupancy expense 408 350 1,183 1,153
Furniture and equipment expense 387 416 1,294 1,261
Credit and debit card expenses 99 87 274 232
FDIC insurance assessments 237 242 609 870
Other operating expense 1,758 1,322 5,003 4,131
Total non-interest expense 6,559 5,684 18,524 16,981
Income before income taxes 4,726 4,334 13,530 12,112
Income taxes 1,358 1,324 3,894 3,460
Net income $ 3,368 $ 3,010 $ 9,636 $ 8,652
Per Common Share Data:        
Basic earnings per share $ 0.86 $ 0.78 $ 2.47 $ 2.25
Diluted earnings per share $ 0.86 $ 0.77 $ 2.46 $ 2.23
[1] Included in other comprehensive loss, net of tax