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Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2021
Summary of Significant Accounting Policies [Abstract]  
Consolidation, Subsidiary, Effects of Changes . The following table reflects a summary of all such adjustments:
Shareholders' EquityNet Income (Loss)
December 31,Years Ended December 31,
20212020202120202019
Statutory totals of insurance
company subsidiaries (a):
General$4,802.9 $4,244.0 $496.8 $285.0 $332.2 
Title813.4 648.3 285.7 182.6 145.1 
RFIG Run-off127.2 118.5 27.3 1.9 (62.8)
Life & Accident54.5 50.3 3.6 3.3 3.9 
Sub-total5,798.0 5,061.1 813.4 472.8 418.4 
GAAP totals of non-insurance company
subsidiaries and consolidation adjustments1,019.3 753.1 177.0 28.4 153.2 
Unadjusted totals6,817.3 5,814.2 990.4 501.0 571.6 
Adjustments to conform to GAAP statements:
Deferred policy acquisition costs221.1 211.7 9.4 7.4 9.4 
Investment adjustments234.8 589.7 606.6 4.5 466.3 
Non-admitted assets143.6 139.0 — — — 
Deferred income taxes(144.1)(203.0)(135.3)23.6 (5.8)
Mortgage contingency reserves257.7 316.7 — — — 
Title insurance premium reserves735.0 625.6 109.4 53.9 25.8 
Losses, claims and settlement expenses(523.9)(474.8)(48.7)(24.8)(7.9)
Surplus notes(869.0)(841.5)— — — 
Sundry adjustments20.1 8.8 2.4 (7.3)(3.2)
Total adjustments75.6 372.2 543.6 57.5 484.5 
Consolidated GAAP totals$6,893.2 $6,186.6 $1,534.3 $558.6 $1,056.4 
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(a)    The insurance laws of the respective states in which the Companys insurance subsidiaries are incorporated prescribe minimum capital and surplus requirements for the lines of business they are licensed to write. For domestic property and casualty and life and accident insurance companies the National Association of Insurance Commissioners also prescribes risk-based capital ("RBC") requirements. The RBC is a measure of statutory capital in relationship to a formula-driven definition of risk relative to a companys balance sheet and mix of business. The combined RBC ratio of our primary General Insurance subsidiaries was 656% and 625% of the company action level RBC at December 31, 2021 and 2020, respectively. The minimum capital requirements for the Companys Title Insurance subsidiaries are established by statute in the respective states of domicile. The minimum regulatory capital requirements are not significant in relationship to the recorded statutory capital of the Companys Title and Life & Accident insurance subsidiaries. At December 31, 2021 and 2020 each of the Companys General, Title, RFIG Run-off and Life and Accident insurance subsidiaries exceeded the minimum statutory capital and surplus requirements.