STOCK-BASED COMPENSATION (Tables)

9 Months Ended

Sep. 30, 2015

STOCK-BASED COMPENSATION

Schedule of stock-based employee compensation expense

	Three months ended				Nine months ended
	September 30,				September 30,
(in thousands)	2015		2014		2015		2014
Pre-tax expense	$	2,586	$	2,398	$	7,695	$	7,115
After tax expense	$	1,642	$	1,523	$	4,886	$	4,518

Schedule of summary of changes in non-vested restricted shares

	Shares			Weighted Average  Grant-Date Fair  Value
Non-vested shares at December 31, 2014		3,575,150		$	12.04
Granted		895,725			12.30
Vested		(1,054,625	)		8.66
Forfeited		(82,400	)		12.82
Non-vested shares at September 30, 2015		3,333,850		$	13.16