STOCK-BASED COMPENSATION (Tables)

6 Months Ended

Jun. 30, 2015

STOCK-BASED COMPENSATION

Schedule of stock-based employee compensation expense

	Three months ended				Six months ended
	June 30				June 30
(in thousands)	2015		2014		2015		2014
Pre-tax expense	$	2,586	$	2,397	$	5,109	$	4,717
After tax expense	$	1,642	$	1,522	$	3,244	$	2,995

Schedule of summary of changes in non-vested restricted shares

	Shares			Weighted Average  Grant-Date Fair  Value
Non-vested shares at December 31, 2014		3,575,150		$	12.04
Granted		895,725			12.30
Vested		(1,054,625	)		8.66
Forfeited		(77,950	)		12.87
Non-vested shares at June 30, 2015		3,338,300		$	13.16