STOCK-BASED COMPENSATION (Tables)

9 Months Ended

Sep. 30, 2014

STOCK-BASED COMPENSATION

Schedule of stock-based employee compensation expense

	Three months ended				Nine months ended
	September 30				September 30
(in thousands)	2014		2013		2014		2013
Pre-tax expense	$	2,398	$	2,146	$	7,115	$	6,397
After tax expense	$	1,523	$	1,363	$	4,518	$	4,062

Schedule of summary of changes in non-vested restricted shares

	Shares			Weighted Average  Grant-Date Fair  Value
Non-vested shares at December 31, 2013		4,114,800		$	9.67
Granted		657,375			18.84
Vested		(1,106,250	)		7.19
Forfeited		(78,325	)		10.28
Non-vested shares at September 30, 2014		3,587,600		$	12.04