STOCK-BASED COMPENSATION (Tables)

9 Months Ended

Sep. 30, 2013

STOCK-BASED COMPENSATION

Schedule of stock-based employee compensation expense

	Three months ended				Nine months ended
	September 30				September 30
(in thousands)	2013		2012		2013		2012
Pre-tax expense	$	2,146	$	2,002	$	6,397	$	5,904
After tax expense	$	1,363	$	1,271	$	4,062	$	3,749

Schedule of summary of changes in non-vested restricted shares

	Shares			Weighted Average Grant-Date Fair Value
Non-vested shares at December 31, 2012		4,494,191		$	8.12
Granted		850,500			13.68
Vested		(1,078,534	)		6.36
Forfeited		(97,282	)		9.58
Non-vested shares at September 30, 2013		4,168,875		$	9.67