STOCK-BASED COMPENSATION (Tables)

6 Months Ended

Jun. 30, 2013

STOCK-BASED COMPENSATION

Schedule of stock-based employee compensation expense

	Three months ended				Six months ended
	June 30				June 30
(in thousands)	2013		2012		2013		2012
Pre-tax expense	$	2,146	$	2,001	$	4,251	$	3,902
After tax expense	$	1,363	$	1,271	$	2,699	$	2,478

Schedule of summary of changes in non-vested restricted shares

	Shares			Weighted Average Grant-Date Fair Value
Non-vested shares at December 31, 2012		4,494,191		$	8.12
Granted		850,500			13.68
Vested		(1,078,534	)		6.36
Forfeited		(94,807	)		9.73
Non-vested shares at June 30, 2013		4,171,350		$	9.67