Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 31,500	$ 32,207
Interest-bearing deposits in other banks	35,219	41,133
Securities available for sale, at fair value	521,519	608,062
Restricted stock, at cost	10,614	12,651
Loans held for sale	1,279	1,061
Loans, net of deferred fees and costs	2,288,320	2,186,449
Less allowance for credit losses	(25,273)	(19,555)
Net loans	2,263,047	2,166,894
Premises and equipment, net	31,809	32,900
Assets held-for-sale	1,131	1,382
Other real estate owned, net of valuation allowance	0	27
Goodwill	85,048	85,048
Core deposit intangibles, net	2,298	3,367
Bank owned life insurance	30,409	29,692
Other assets	76,844	51,478
Total assets	3,090,717	3,065,902
Liabilities:
Noninterest-bearing deposits	805,584	1,010,602
Interest-bearing deposits	1,800,929	1,585,726
Total deposits	2,606,513	2,596,328
Customer repurchase agreements	59,348	370
Other short-term borrowings	35,000	100,531
Junior subordinated debt	28,435	28,334
Other liabilities	18,253	19,165
Total liabilities	2,747,549	2,744,728
Commitments and contingencies
Shareholders' equity:
Preferred stock, $5 par value, 2,000,000 shares authorized, none outstanding	0	0
Common stock, $1 par value, 20,000,000 shares authorized, 10,633,409 shares outstanding at December 31, 2023 and 10,608,781 shares outstanding at December 31, 2022	10,551	10,538
Capital in excess of par value	142,834	141,948
Retained earnings	232,847	223,664
Accumulated other comprehensive loss, net	(43,064)	(54,976)
Total shareholders' equity	343,168	321,174
Total liabilities and shareholders' equity	$ 3,090,717	$ 3,065,902