XML 67 R57.htm IDEA: XBRL DOCUMENT v3.23.1
Note 4 - Allowance for Credit Losses - Loans and Reserve for Unfunded Lending Commitments - Changes in Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
Jan. 01, 2023
Balance, $ 19,555 $ 18,678 $ 18,678  
Provision for (recovery of) credit losses 329 (758) 1,597  
Charge-offs (395) (37) (1,019)  
Recoveries 180 105 299  
Balance 24,861 17,988 19,555  
Provision for (recovery of) unfunded commitments 329 (758) 1,597  
Financing Receivable, Credit Loss, Expense (Reversal) 329 (758) 1,597  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     19,462  
Total 24,861 17,988 19,555  
Individually evaluated for impairment     5,094  
Collectively evaluated for impairment     2,167,814  
Total     2,186,449  
Financial Asset Acquired with Credit Deterioration [Member]        
Individually evaluated for impairment     93  
Individually evaluated for impairment     13,541  
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 5,192 0 0  
Balance     5,192  
Total     5,192 $ 5,200
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Total       205
Unfunded Loan Commitment [Member]        
Balance, 377 386 386  
Provision for (recovery of) credit losses 6 26 (9)  
Balance 688 412 377  
Provision for (recovery of) unfunded commitments 6 26 (9)  
Financing Receivable, Credit Loss, Expense (Reversal) 6 26 (9)  
Total 688 412 377  
Unfunded Loan Commitment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 305 0 0  
Balance     305  
Total     305  
Commercial Portfolio Segment [Member]        
Balance, [1] 2,874 2,668 2,668  
Provision for (recovery of) credit losses 245   442 [1]  
Charge-offs [1] (360)   (357)  
Recoveries [1] 34   121  
Balance [1] 3,676   2,874  
Provision for (recovery of) unfunded commitments 245   442 [1]  
Financing Receivable, Credit Loss, Expense (Reversal) 245   442 [1]  
Individually evaluated for impairment [1]     0  
Collectively evaluated for impairment [1]     2,873  
Total [1] 3,676   2,874  
Individually evaluated for impairment [1]     0  
Collectively evaluated for impairment [1]     304,240  
Total [1]     304,247  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Individually evaluated for impairment [1]     1  
Individually evaluated for impairment [1]     7  
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 883      
Balance     883  
Total     883  
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Total       0
Construction and Land Development [Member]        
Balance, 1,796 1,397 1,397  
Provision for (recovery of) credit losses 212   399  
Charge-offs 0   0  
Recoveries 0   0  
Balance 2,280   1,796  
Provision for (recovery of) unfunded commitments 212   399  
Financing Receivable, Credit Loss, Expense (Reversal) 212   399  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     1,772  
Total 2,280   1,796  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     196,357  
Total     197,525  
Construction and Land Development [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Individually evaluated for impairment     24  
Individually evaluated for impairment     1,168  
Construction and Land Development [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 272      
Balance     272  
Total     272  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate [Member]        
Balance, 3,785 3,964 3,964  
Provision for (recovery of) credit losses (28)   (199)  
Charge-offs 0   0  
Recoveries 6   20  
Balance 4,841   3,785  
Provision for (recovery of) unfunded commitments (28)   (199)  
Financing Receivable, Credit Loss, Expense (Reversal) (28)   (199)  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     3,762  
Total 4,841   3,785  
Individually evaluated for impairment     2,420  
Collectively evaluated for impairment     408,656  
Total     418,462  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Individually evaluated for impairment     23  
Individually evaluated for impairment     7,386  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 1,078      
Balance     1,078  
Total     1,078  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Total       110
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Commercial Real Estate [Member]        
Balance, 7,184 7,141 7,141  
Provision for (recovery of) credit losses (21)   476  
Charge-offs 0   (436)  
Recoveries 24   3  
Balance 9,256   7,184  
Provision for (recovery of) unfunded commitments (21)   476  
Financing Receivable, Credit Loss, Expense (Reversal) (21)   476  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     7,184  
Total 9,256   7,184  
Individually evaluated for impairment     1,360  
Collectively evaluated for impairment     824,153  
Total     827,728  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Commercial Real Estate [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Individually evaluated for impairment     0  
Individually evaluated for impairment     2,215  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Commercial Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 2,069      
Balance     2,069  
Total     2,069  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Commercial Real Estate [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Total       30
Residential Portfolio Segment [Member]        
Balance, 3,867 3,458 3,458  
Provision for (recovery of) credit losses     373  
Charge-offs     (5)  
Recoveries     41  
Balance     3,867  
Provision for (recovery of) unfunded commitments     373  
Financing Receivable, Credit Loss, Expense (Reversal)     373  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     3,822  
Total     3,867  
Individually evaluated for impairment     1,314  
Collectively evaluated for impairment     427,809  
Total     431,872  
Residential Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Individually evaluated for impairment     45  
Individually evaluated for impairment     2,749  
Residential Portfolio Segment [Member] | Residential [Member]        
Balance, 3,077      
Provision for (recovery of) credit losses (38)      
Charge-offs 0      
Recoveries 62      
Balance 3,754   3,077  
Provision for (recovery of) unfunded commitments (38)      
Financing Receivable, Credit Loss, Expense (Reversal) (38)      
Total 3,754   3,077  
Residential Portfolio Segment [Member] | Residential [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 653      
Balance     653  
Total     653  
Residential Portfolio Segment [Member] | Residential [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Total       41
Residential Portfolio Segment [Member] | Home Equity Line of Credit [Member]        
Balance, 790      
Provision for (recovery of) credit losses (24)      
Charge-offs 0      
Recoveries 8      
Balance 964   790  
Provision for (recovery of) unfunded commitments (24)      
Financing Receivable, Credit Loss, Expense (Reversal) (24)      
Total 964   790  
Residential Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, 190      
Balance     190  
Total     190  
Residential Portfolio Segment [Member] | Home Equity Line of Credit [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Total       3
Consumer Portfolio Segment [Member]        
Balance, 49 $ 50 50  
Provision for (recovery of) credit losses (17)   106  
Charge-offs (35)   (221)  
Recoveries 46   114  
Balance 90   49  
Provision for (recovery of) unfunded commitments (17)   106  
Financing Receivable, Credit Loss, Expense (Reversal) (17)   106  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     49  
Total 90   49  
Individually evaluated for impairment     0  
Collectively evaluated for impairment     6,599  
Total     6,615  
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Individually evaluated for impairment     0  
Individually evaluated for impairment     16  
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, $ 47      
Balance     47  
Total     $ 47  
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Total       $ 7
[1] Includes PPP loans, which are guaranteed by the SBA and have no related allowance.