Note 4 - Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)

3 Months Ended

Mar. 31, 2022

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Three Months Ended March 31, 2022			Year Ended December 31, 2021			Three Months Ended March 31, 2021
Allowance for Loan Losses
Balance, beginning of period	$	18,678		$	21,403		$	21,403
Recovery of loan losses		(758	)		(2,825	)		—
Charge-offs		(37	)		(146	)		(22	)
Recoveries		105			246			35
Balance, end of period	$	17,988		$	18,678		$	21,416
Reserve for Unfunded Lending Commitments
Balance, beginning of period	$	386		$	304		$	304
Provision for (recovery of) unfunded commitments		26			82			(1	)
Balance, end of period	$	412		$	386		$	303

	Commercial (1)			Construction and Land Development			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied			Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2021	$	2,668		$	1,397		$	3,964		$	7,141		$	3,458		$	50		$	18,678
(Recovery of) provision for loan losses		(261	)		(16	)		(327	)		(17	)		(142	)		5			(758	)
Charge-offs		(3	)		—			—			—			(5	)		(29	)		(37	)
Recoveries		72			—			2			1			4			26			105
Balance at March 31, 2022	$	2,476		$	1,381		$	3,639		$	7,125		$	3,315		$	52		$	17,988
Balance at March 31, 2022:
Allowance for Loan Losses
Individually evaluated for impairment	$	2		$	—		$	—		$	—		$	—		$	—		$	2
Collectively evaluated for impairment		2,455			1,351			3,615			6,591			3,268			52			17,332
Purchased credit impaired loans		19			30			24			534			47			—			654
Total	$	2,476		$	1,381		$	3,639		$	7,125		$	3,315		$	52		$	17,988
Loans
Individually evaluated for impairment	$	10		$	—		$	—		$	1,159		$	856		$	—		$	2,025
Collectively evaluated for impairment		291,416			148,072			393,689			747,177			380,647			7,349			1,968,350
Purchased credit impaired loans		271			204			8,617			4,481			4,039			21			17,633
Total	$	291,697		$	148,276		$	402,306		$	752,817		$	385,542		$	7,370		$	1,988,008

	Commercial (1)			Construction and Land Development			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied			Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2020	$	3,373		$	1,927		$	4,340		$	7,626		$	4,067		$	70		$	21,403
Provision for loan losses		(745	)		(530	)		(380	)		(493	)		(655	)		(22	)		(2,825	)
Charge-offs		—			—			(3	)		—			(53	)		(90	)		(146	)
Recoveries		40			—			7			8			99			92			246
Balance at December 31, 2021	$	2,668		$	1,397		$	3,964		$	7,141		$	3,458		$	50		$	18,678
Balance at December 31, 2021:
Allowance for Loan Losses
Individually evaluated for impairment	$	7		$	—		$	—		$	—		$	—		$	—		$	7
Collectively evaluated for impairment		2,642			1,365			3,767			6,778			3,402			50			18,004
Purchased credit impaired loans		19			32			197			363			56			—			667
Total	$	2,668		$	1,397		$	3,964		$	7,141		$	3,458		$	50		$	18,678
Loans
Individually evaluated for impairment	$	14		$	—		$	8		$	1,185		$	1,025		$	—		$	2,232
Collectively evaluated for impairment		299,470			133,984			382,562			724,180			377,290			7,060			1,924,546
Purchased credit impaired loans		289			237			8,947			5,669			4,645			15			19,802
Total	$	299,773		$	134,221		$	391,517		$	731,034		$	382,960		$	7,075		$	1,946,580