Note 4 - Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)

9 Months Ended

Sep. 30, 2021

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Nine Months Ended September 30, 2021			Year Ended December 31, 2020			Nine Months Ended September 30, 2020
Allowance for Loan Losses
Balance, beginning of period	$	21,403		$	13,152		$	13,152
Provision for (recovery of) loan losses		(870	)		8,916			8,331
Charge-offs		(70	)		(1,006	)		(675	)
Recoveries		167			341			280
Balance, end of period	$	20,630		$	21,403		$	21,088
Reserve for Unfunded Lending Commitments
Balance, beginning of period	$	304		$	329		$	329
Provision for (recovery of) unfunded commitments		23			(25	)		10
Balance, end of period	$	327		$	304		$	339

	Commercial (1)			Construction and Land Development			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied		Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2020	$	3,373		$	1,927		$	4,340		$	7,626	$	4,067		$	70		$	21,403
Provision for (recovery of) loan losses		(440	)		(551	)		166			259		(281	)		(23	)		(870	)
Charge-offs		—			—			(3	)		—		(17	)		(50	)		(70	)
Recoveries		27			—			6			6		71			57			167
Balance at September 30, 2021	$	2,960		$	1,376		$	4,509		$	7,891	$	3,840		$	54		$	20,630
Balance at September 30, 2021:
Allowance for Loan Losses
Individually evaluated for impairment	$	9		$	—		$	—		$	—	$	1		$	—		$	10
Collectively evaluated for impairment		2,930			1,376			4,311			7,465		3,760			54			19,896
Purchased credit impaired loans		21			—			198			426		79			—			724
Total	$	2,960		$	1,376		$	4,509		$	7,891	$	3,840		$	54		$	20,630
Loans
Individually evaluated for impairment	$	16		$	—		$	14		$	1,027	$	1,160		$	—		$	2,217
Collectively evaluated for impairment		319,837			119,967			394,875			704,158		369,394			6,812			1,915,043
Purchased credit impaired loans		425			226			9,140			8,154		5,114			13			23,072
Total	$	320,278		$	120,193		$	404,029		$	713,339	$	375,668		$	6,825		$	1,940,332

	Commercial (1)			Construction and Land Development		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied			Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2019	$	2,657		$	1,161	$	2,474		$	3,781		$	3,023		$	56		$	13,152
Provision for loan losses		1,156			764		1,871			3,960			1,076			89			8,916
Charge-offs		(505	)		—		(17	)		(165	)		(117	)		(202	)		(1,006	)
Recoveries		65			2		12			50			85			127			341
Balance at December 31, 2020	$	3,373		$	1,927	$	4,340		$	7,626		$	4,067		$	70		$	21,403
Balance at December 31, 2020:
Allowance for Loan Losses
Individually evaluated for impairment	$	29		$	—	$	—		$	—		$	1		$	—		$	30
Collectively evaluated for impairment		3,318			1,927		4,138			7,185			3,896			70			20,534
Purchased credit impaired loans		26			—		202			441			170			—			839
Total	$	3,373		$	1,927	$	4,340		$	7,626		$	4,067		$	70		$	21,403
Loans
Individually evaluated for impairment	$	57		$	—	$	286		$	1,270		$	1,239		$	—		$	2,852
Collectively evaluated for impairment		490,736			139,833		360,579			616,498			365,967			8,390			1,982,003
Purchased credit impaired loans		463			238		12,815			9,801			6,812			72			30,201
Total	$	491,256		$	140,071	$	373,680		$	627,569		$	374,018		$	8,462		$	2,015,056