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Note 3 - Loans (Tables)

9 Months Ended

Sep. 30, 2021

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		*September 30, 2021*				*December 31, 2020*
Commercial		$	320,278			$	491,256
Commercial real estate:
Construction and land development			120,193				140,071
Commercial real estate - owner occupied			404,029				373,680
Commercial real estate - non-owner occupied			713,339				627,569
Residential real estate:
Residential			280,351				269,137
Home equity			95,317				104,881
Consumer			6,825				8,462
Total loans, net of deferred fees and costs		$	1,940,332			$	2,015,056

Schedule of Outstanding and Carrying Amount of Certain Loans Acquired in Transfer [Table Text Block]

		*September 30, 2021*				*December 31, 2020*
Outstanding principal balance		$	182,125			$	251,730
Carrying amount			174,184				241,008

		*September 30, 2021*				*December 31, 2020*
Outstanding principal balance		$	29,073			$	37,417
Carrying amount			23,072				30,201

Schedule of Changes in Accretable Yield on Acquired Loans [Table Text Block]

		*September 30, 2021*				*December 31, 2020*
Balance at January 1		$	6,513			$	7,893
Accretion			(2,948	)			(3,553	)
Reclassification from nonaccretable difference			1,432				2,233
Other changes, net (1)			(433	)			(60	)
		$	4,564			$	6,513

Financing Receivable, Past Due [Table Text Block]

		*30- 59 Days Past Due*				*60-89 Days Past Due*				*90 Days + Past Due and Still Accruing*				*Non Accrual Loans*				*Total Past Due*				*Current*				*Total Loans*
Commercial		$	51			$	—			$	—			$	32			$	83			$	320,195			$	320,278
Commercial real estate:
Construction and land development			—				—				—				1				1				120,192				120,193
Commercial real estate - owner occupied			—				—				—				23				23				404,006				404,029
Commercial real estate - non-owner occupied			—				—				—				926				926				712,413				713,339
Residential:
Residential			409				—				—				827				1,236				279,115				280,351
Home equity			81				55				—				81				217				95,100				95,317
Consumer			1				13				—				13				27				6,798				6,825
Total		$	542			$	68			$	—			$	1,903			$	2,513			$	1,937,819			$	1,940,332

		*30- 59 Days Past Due*				*60-89 Days Past Due*				*90 Days + Past Due and Still Accruing*				*Non Accrual Loans*				*Total Past Due*				*Current*				*Total Loans*
Commercial		$	153			$	9			$	—			$	100			$	262			$	490,994			$	491,256
Commercial real estate:
Construction and land development			168				—				—				5				173				139,898				140,071
Commercial real estate - owner occupied			62				—				209				304				575				373,105				373,680
Commercial real estate - non-owner occupied			—				—				—				1,158				1,158				626,411				627,569
Residential:
Residential			711				211				53				792				1,767				267,370				269,137
Home equity			—				—				—				69				69				104,812				104,881
Consumer			49				14				—				6				69				8,393				8,462
Total		$	1,143			$	234			$	262			$	2,434			$	4,073			$	2,010,983			$	2,015,056

Impaired Financing Receivables [Table Text Block]

		*Recorded Investment*				*Unpaid Principal Balance*				*Related Allowance*				*Average Recorded Investment*				*Interest Income Recognized*
With no related allowance recorded:
Commercial		$	—			$	—			$	—			$	5			$	—
Commercial real estate:
Construction and land development			—				—				—				—				—
Commercial real estate - owner occupied			14				11				—				87				1
Commercial real estate - non-owner occupied			1,027				1,026				—				1,087				22
Residential:
Residential			1,139				1,146				—				1,265				31
Home equity			5				5				—				5				—
Consumer			—				—				—				—				—
		$	2,185			$	2,188			$	—			$	2,449			$	54
With a related allowance recorded:
Commercial		$	16			$	9			$	9			$	28			$	1
Commercial real estate:
Construction and land development			—				—				—				—				—
Commercial real estate - owner occupied			—				—				—				—				—
Commercial real estate - non-owner occupied			—				—				—				31				—
Residential
Residential			16				16				1				76				2
Home equity			—				—				—				—				—
Consumer			—				—				—				—				—
		$	32			$	25			$	10			$	135			$	3
Total:
Commercial		$	16			$	9			$	9			$	33			$	1
Commercial real estate:
Construction and land development			—				—				—				—				—
Commercial real estate - owner occupied			14				11				—				87				1
Commercial real estate - non-owner occupied			1,027				1,026				—				1,118				22
Residential:
Residential			1,155				1,162				1				1,341				33
Home equity			5				5				—				5				—
Consumer			—				—				—				—				—
		$	2,217			$	2,213			$	10			$	2,584			$	57

		*Recorded Investment*				*Unpaid Principal Balance*				*Related Allowance*				*Average Recorded Investment*				*Interest Income Recognized*
With no related allowance recorded:
Commercial		$	18			$	18			$	—			$	23			$	6
Commercial real estate:
Construction and land development			—				—				—				—				—
Commercial real estate - owner occupied			286				283				—				357				27
Commercial real estate - non-owner occupied			1,148				1,147				—				766				75
Residential:
Residential			1,096				1,103				—				912				62
Home equity			6				6				—				31				3
Consumer			—				—				—				—				—
		$	2,554			$	2,557			$	—			$	2,089			$	173
With a related allowance recorded:
Commercial		$	39			$	33			$	29			$	382			$	15
Commercial real estate:
Construction and land development			—				—				—				—				—
Commercial real estate - owner occupied			—				—				—				—				—
Commercial real estate - non-owner occupied (1)			122				122				—				180				15
Residential:
Residential			137				137				1				256				9
Home equity			—				—				—				—				—
Consumer			—				—				—				—				—
		$	298			$	292			$	30			$	818			$	39
Total:
Commercial		$	57			$	51			$	29			$	405			$	21
Commercial real estate:
Construction and land development			—				—				—				—				—
Commercial real estate - owner occupied			286				283				—				357				27
Commercial real estate - non-owner occupied			1,270				1,269				—				946				90
Residential:
Residential			1,233				1,240				1				1,168				71
Home equity			6				6				—				31				3
Consumer			—				—				—				—				—
		$	2,852			$	2,849			$	30			$	2,907			$	212

Financing Receivable Credit Quality Indicators [Table Text Block]

		*Commercial*				*Construction and Land Development*				*Commercial Real Estate - Owner Occupied*				*Commercial Real Estate - Non-owner Occupied*				*Residential*				*Home Equity*
Pass		$	311,207			$	115,975			$	383,787			$	697,632			$	275,172			$	94,941
Special Mention			8,466				2,933				11,840				8,880				2,375				—
Substandard			605				1,285				8,402				6,827				2,804				376
Doubtful			—				—				—				—				—				—
Total		$	320,278			$	120,193			$	404,029			$	713,339			$	280,351			$	95,317

		*Consumer*
Performing		$	6,824
Nonperforming			1
Total		$	6,825

		*Commercial*				*Construction and Land Development*				*Commercial Real Estate -Owner Occupied*				*Commercial Real Estate - Non-owner Occupied*				*Residential*				*Home Equity*
Pass		$	479,416			$	131,770			$	350,376			$	612,688			$	262,677			$	104,608
Special Mention			10,956				2,505				14,621				9,196				3,665				—
Substandard			865				5,796				8,474				5,563				2,795				273
Doubtful			19				—				209				122				—				—
Total		$	491,256			$	140,071			$	373,680			$	627,569			$	269,137			$	104,881

		*Consumer*
Performing		$	8,456
Nonperforming			6
Total		$	8,462