Note 4 - Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)

3 Months Ended

Mar. 31, 2021

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Three Months Ended March 31, 2021			Year Ended December 31, 2020			Three Months Ended March 31, 2020
Allowance for Loan Losses
Balance, beginning of period	$	21,403		$	13,152		$	13,152
Provision for loan losses		—			8,916			953
Charge-offs		(22	)		(1,006	)		(105	)
Recoveries		35			341			65
Balance, end of period	$	21,416		$	21,403		$	14,065
Reserve for Unfunded Lending Commitments
Balance, beginning of period	$	304		$	329		$	329
Recovery of unfunded commitments		(1	)		(25	)		(13	)
Balance, end of period	$	303		$	304		$	316

	Commercial (1)			Construction and Land Development		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied		Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2020	$	3,373		$	1,927	$	4,340		$	7,626	$	4,067		$	70		$	21,403
Provision for (recovery of) loan losses		(272	)		188		72			5		(32	)		39			—
Charge-offs		—			—		(3	)		—		—			(19	)		(22	)
Recoveries		9			—		2			—		5			19			35
Balance at March 31, 2021	$	3,110		$	2,115	$	4,411		$	7,631	$	4,040		$	109		$	21,416
Balance at March 31, 2021:
Allowance for Loan Losses
Individually evaluated for impairment	$	26		$	—	$	—		$	—	$	1		$	—		$	27
Collectively evaluated for impairment		3,058			2,115		4,208			7,192		3,869			109			20,551
Purchased credit impaired loans		26			—		203			439		170			—			838
Total	$	3,110		$	2,115	$	4,411		$	7,631	$	4,040		$	109		$	21,416
Loans
Individually evaluated for impairment	$	36		$	—	$	30		$	1,108	$	1,569		$	—		$	2,743
Collectively evaluated for impairment		446,599			159,576		353,159			618,215		359,194			11,188			1,947,931
Purchased credit impaired loans		474			225		11,360			9,419		6,475			13			27,966
Total	$	447,109		$	159,801	$	364,549		$	628,742	$	367,238		$	11,201		$	1,978,640

	Commercial (1)			Construction and Land Development		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied			Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2019	$	2,657		$	1,161	$	2,474		$	3,781		$	3,023		$	56		$	13,152
Provision for loan losses		1,156			764		1,871			3,960			1,076			89			8,916
Charge-offs		(505	)		—		(17	)		(165	)		(117	)		(202	)		(1,006	)
Recoveries		65			2		12			50			85			127			341
Balance at December 31, 2020	$	3,373		$	1,927	$	4,340		$	7,626		$	4,067		$	70		$	21,403
Balance at December 31, 2020:
Allowance for Loan Losses
Individually evaluated for impairment	$	29		$	—	$	—		$	—		$	1		$	—		$	30
Collectively evaluated for impairment		3,318			1,927		4,138			7,185			3,896			70			20,534
Purchased credit impaired loans		26			—		202			441			170			—			839
Total	$	3,373		$	1,927	$	4,340		$	7,626		$	4,067		$	70		$	21,403
Loans
Individually evaluated for impairment	$	57		$	—	$	286		$	1,270		$	1,239		$	—		$	2,852
Collectively evaluated for impairment		490,736			139,833		360,579			616,498			365,967			8,390			1,982,003
Purchased credit impaired loans		463			238		12,815			9,801			6,812			72			30,201
Total	$	491,256		$	140,071	$	373,680		$	627,569		$	374,018		$	8,462		$	2,015,056