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Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)
6 Months Ended
Jun. 30, 2013
Allowance for Loan Losses and Reserve for Unfunded Lending Commitments [Abstract]  
Schedule of changes in the allowance for loan losses
 
The reserve for unfunded loan commitments is included in other liabilities.

(in thousands)
Six Months Ended June 30, 2013
Year Ended December 31, 2012
Six Months Ended June 30, 2012
Allowance for Loan Losses
Balance, beginning of period
$
12,118
$
10,529
$
10,529
Provision for loan losses
294
2,133
1,466
Charge-offs
(467
)
(2,086
)
(1,068
)
Recoveries
731
1,542
1,172
Balance, end of period
$
12,676
$
12,118
$
12,099
Reserve for Unfunded Lending Commitments
Balance, beginning of period
$
201
$
200
$
200
Provision for loan losses
2
1
6
Charge-offs
-
-
-
Balance, end of period
$
203
$
201
$
206

The following table presents the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment at June 30, 2013.
Commercial
Residential
Commercial
Real Estate
Real Estate
Consumer
Total
(in thousands)
Allowance for Loan Losses
Balance as of December 31, 2012
$
1,450
$
6,822
$
3,638
$
208
$
12,118
Charge-offs
(109
)
(23
)
(230
)
(105
)
(467
)
Recoveries
241
268
145
77
731
Provision for loan losses
35
166
88
5
294
Balance as of June 30, 2013
$
1,617
$
7,233
$
3,641
$
185
$
12,676
Balance as of June 30, 2013
Allowance for Loan Losses
Individually evaluated for impairment
$
7
$
413
$
15
$
19
$
454
Collectively evaluated for impairment
1,610
6,506
3,577
166
11,859
Loans acquired with deteriorated credit quality
-
314
49
-
363
Total
$
1,617
$
7,233
$
3,641
$
185
$
12,676
Loans
Individually evaluated for impairment
$
10
$
3,007
$
361
$
19
$
3,397
Collectively evaluated for impairment
130,431
383,541
251,511
6,300
771,783
Loans acquired with deteriorated credit quality
280
11,804
6,781
-
18,865
Total
$
130,721
$
398,352
$
258,653
$
6,319
$
794,045

The following table presents the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment at December 31, 2012.
Commercial
Residential
Commercial
Real Estate
Real Estate
Consumer
Total
(in thousands)
Allowance for Loan Losses
Balance as of December 31, 2011
$
1,236
$
5,719
$
3,412
$
162
$
10,529
Charge-offs
(748
)
(572
)
(694
)
(72
)
(2,086
)
Recoveries
707
475
279
81
1,542
Provision
255
1,200
641
37
2,133
Balance as of December 31, 2012
$
1,450
$
6,822
$
3,638
$
208
$
12,118
Balance as of December 31, 2012:
Allowance for Loan Losses
Individually evaluated for impairment
$
107
$
-
$
-
$
21
$
128
Collectively evaluated for impairment
1,343
6,376
3,609
187
11,515
Loans acquired with deteriorated credit quality
-
446
29
-
475
Total
$
1,450
$
6,822
$
3,638
$
208
$
12,118
Loans
Individually evaluated for impairment
$
149
$
2,607
$
270
$
21
$
3,047
Collectively evaluated for impairment
125,707
388,495
245,373
5,901
765,476
Loans acquired with deteriorated credit quality
336
13,143
6,703
-
20,182
Total
$
126,192
$
404,245
$
252,346
$
5,922
$
788,705