8-K 1 e15219_8k.txt FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: July 21, 2003 AMERICAN NATIONAL BANKSHARES INC. --------------------------------- (Exact name of registrant as specified in its charter) Virginia 0-12820 54-1284688 (State of Incorporation) (Commission File Number) (IRS Employer Identification No.) 628 Main Street, Danville, Virginia 24541 (Address of principal executive offices) (Zip Code) (434) 792-5111 (Registrant's telephone number, including area code) Item 9. Regulation FD Disclosure (Information provided pursuant to Item 12) The purpose of this Current Report on Form 8-K is to file the Registrant's "Quarterly Financial Update" for the second quarter of 2003. Exhibits 99.1 News Release and supporting schedules -------------------------------------------------------------------------------- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN NATIONAL BANKSHARES INC. (Registrant) Date - July 21, 2003 By: /s/ Brad E. Schwartz ----------------------------- Senior Vice President and Secretary-Treasurer (Chief Financial Officer)