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Dividend Restrictions and Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2019
Disclosure of Restrictions on Dividends, Loans and Advances Disclosure [Abstract]  
Summary information regarding regulatory capital
Actual and required capital amounts (in thousands) and ratios are presented below at year-end:
 
Actual
 
Required for Capital Adequacy Purposes*
 
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount

 
Ratio
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1
 
 
 
 
 
 
 
 
 
 
 
Company
$
228,554

 
11.56
%
 
$
88,968

 
>7.00
%
 
 
 
 
Bank
243,449

 
12.38

 
137,698

 
>7.00

 
$
127,862

 
>6.50
%
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Capital
 
 
 
 
 
 
 
 
 
 
 
Company
256,583

 
12.98

 
118,624

 
>8.50

 
 
 
 
Bank
243,449

 
12.38

 
167,205

 
>8.50

 
157,369

 
>8.00

 
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 

 
 

 
 

 
 
 
 

 
 
Company
277,581

 
14.04

 
158,166

 
>10.50

 
 
 
 
Bank
256,930

 
13.06

 
206,547

 
>10.50

 
196,712

 
>10.00

 
 
 
 
 
 
 
 
 
 
 
 
Leverage Capital
 

 
 

 
 

 
 
 
 

 
 
Company
256,583

 
10.75

 
95,514

 
>4.00

 
 
 
 
Bank
243,449

 
10.25

 
94,972

 
>4.00

 
118,715

 
>5.00

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 

 
 

 
 

 
 
 
 

 
 
Common Equity Tier 1
 
 
 
 
 
 
 
 
 
 
 
Company
$
183,579

 
12.55
%
 
$
65,843

 
>6.375
%
 
 
 
 
Bank
198,991

 
13.68

 
92,740

 
>6.375

 
$
94,559

 
>6.50
%
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Capital
 

 
 

 
 

 
 
 
 

 
 
Company
211,506

 
14.46

 
87,791

 
>7.875

 
 
 
 
Bank
198,991

 
13.68

 
114,561

 
>7.875

 
116,380

 
>8.00

 
 
 
 
 
 
 
 
 
 
 
 
Total Capital
 

 
 

 
 

 
 
 
 

 
 
Company
224,528

 
15.35

 
117,054

 
>9.875

 
 
 
 
Bank
212,013

 
14.57

 
143,656

 
>9.875

 
145,475

 
>10.00

 
 
 
 
 
 
 
 
 
 
 
 
Leverage Capital
 
 
 
 
 
 
 
 
 
 
 
Company
211,506

 
11.62

 
72,817

 
>4.00

 
 
 
 
Bank
198,991

 
10.99

 
72,422

 
>4.00

 
90,528

 
>5.00


______________________
*
Except with regard to the Company's and the Bank's leverage capital ratio, includes the phased-in portion of the Basel III Capital Rule's capital conservation buffer.