Segment and Related Information

The Company has two reportable segments, community banking and trust and investment services.

Community banking involves making loans to and generating deposits from individuals and businesses. All assets and liabilities of the Company are allocated to community banking. Investment income from securities is also allocated to the community banking segment. Loan fee income, service charges from deposit accounts, and non-deposit fees such as automated teller machine fees and insurance commissions generate additional income for the community banking segment.

Trust and investment services include estate planning, trust account administration, investment management, and retail brokerage. Investment management services include purchasing equity, fixed income, and mutual fund investments for customer accounts. The trust and investment services segment receives fees for investment and administrative services.

Amounts shown in the "Other" column include activities of the Company which are primarily debt service on Trust Preferred Securities and corporate items.

Segment information as of and for the years ended December 31, 2019, 2018, and 2017, is shown in the following table (dollars in thousands):



	2019
	Community Banking		Trust and Investment Services		Other			Intersegment Eliminations			Total
Interest income	$	92,404	$	—	$	451		$	—		$	92,855
Interest expense	13,803		—		1,925			—			15,728
Noninterest income	10,230		4,568		372			—			15,170
Income (loss) before income taxes	26,888		2,288		(3,409		)	—			25,767
Net income (loss)	21,858		1,856		(2,808		)	—			20,906
Depreciation and amortization	3,454		8		—			—			3,462
Total assets	2,464,860		—		358,601			(344,911		)	2,478,550
Goodwill	84,002		—		—			—			84,002
Capital expenditures	3,534		21		—			—			3,555



	2018
	Community Banking		Trust and Investment Services		Other			Intersegment Eliminations			Total
Interest income	$	68,388	$	—	$	380		$	—		$	68,768
Interest expense	8,272		—		1,402			—			9,674
Noninterest income	8,619		4,579		76			—			13,274
Income (loss) before income taxes	28,000		2,165		(1,940		)	—			28,225
Net income (loss)	22,381		1,731		(1,533		)	—			22,579
Depreciation and amortization	2,030		10		—			—			2,040
Total assets	1,853,057		—		251,434			(241,625		)	1,862,866
Goodwill	43,872		—		—			—			43,872
Capital expenditures	2,723		—		—			—			2,723



	2017
	Community Banking		Trust and Investment Services		Other			Intersegment Eliminations			Total
Interest income	$	62,697	$	—	$	341		$	—		$	63,038
Interest expense	6,263		—		1,028			—			7,291
Noninterest income	9,224		4,756		247			—			14,227
Income (loss) before income taxes	24,828		2,521		(1,274		)	—			26,075
Net income (loss)	14,456		1,486		(693		)	—			15,249
Depreciation and amortization	2,393		12		—			—			2,405
Total assets	1,806,647		—		236,644			(227,213		)	1,816,078
Goodwill	43,872		—		—			—			43,872
Capital expenditures	2,637		11		—			—			2,648