Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 32,505	$ 29,587
Interest-bearing deposits in other banks	47,077	34,668
Equity securities, at fair value	0	1,830
Securities available for sale, at fair value	379,195	332,653
Restricted stock, at cost	8,630	5,247
Loans held for sale	2,027	640
Loans, net of unearned income	1,830,815	1,357,476
Less allowance for loan losses	(13,152)	(12,805)
Net loans	1,817,663	1,344,671
Premises and equipment, net	39,848	26,675
Other real estate owned, net of valuation allowance of $153 in 2019 and $109 in 2018	1,308	869
Goodwill	84,002	43,872
Core deposit intangibles, net	7,728	926
Bank owned life insurance	27,817	18,941
Accrued interest receivable and other assets	30,750	22,287
Total assets	2,478,550	1,862,866
Liabilities:
Demand deposits -- noninterest bearing	578,606	435,828
Demand deposits -- interest bearing	328,015	234,621
Money market deposits	504,651	401,461
Savings deposits	177,505	132,360
Time deposits	471,770	361,957
Total deposits	2,060,547	1,566,227
Customer repurchase agreements	40,475	35,243
Subordinated debt	7,517	0
Junior subordinated debt	28,029	27,927
Accrued interest payable and other liabilities	21,724	10,927
Total liabilities	2,158,292	1,640,324
Commitments and contingencies
Shareholders' equity:
Preferred stock, $5 par, 2,000,000 shares authorized, none outstanding	0	0
Common stock, $1 par, 20,000,000 shares authorized, 11,071,540 shares outstanding at December 31, 2019 and 8,720,337 shares outstanding at December 31, 2018	11,019	8,668
Capital in excess of par value	158,244	78,172
Retained earnings	151,478	141,537
Accumulated other comprehensive loss, net	(483)	(5,835)
Total shareholders' equity	320,258	222,542
Total liabilities and shareholders' equity	$ 2,478,550	$ 1,862,866