Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 29,587	$ 28,594
Interest-bearing deposits in other banks	34,668	23,883
Equity securities, at fair value	1,830	0
Securities available for sale, at fair value	332,653
Securities available for sale, at fair value		321,337
Restricted stock, at cost	5,247	6,110
Loans held for sale	640	1,639
Loans, net of unearned income	1,357,476	1,336,125
Less allowance for loan losses	(12,805)	(13,603)
Net loans	1,344,671	1,322,522
Premises and equipment, net	26,675	25,901
Other real estate owned, net of valuation allowance of $109 in 2018 and $147 in 2017	869	1,225
Goodwill	43,872	43,872
Core deposit intangibles, net	926	1,191
Bank owned life insurance	18,941	18,460
Accrued interest receivable and other assets	22,287	21,344
Total assets	1,862,866	1,816,078
Liabilities:
Demand deposits -- noninterest bearing	435,828	394,344
Demand deposits -- interest bearing	234,621	226,914
Money market deposits	401,461	403,024
Savings deposits	132,360	126,786
Time deposits	361,957	383,658
Total deposits	1,566,227	1,534,726
Short-term borrowings:
Customer repurchase agreements	35,243	10,726
Other short-term borrowings	0	24,000
Junior subordinated debt	27,927	27,826
Accrued interest payable and other liabilities	10,927	10,083
Total liabilities	1,640,324	1,607,361
Commitments and contingencies
Shareholders' equity:
Preferred stock, $5 par, 2,000,000 shares authorized, none outstanding	0	0
Common stock, $1 par, 20,000,000 shares authorized, 8,720,337 shares outstanding at December 31, 2018 and 8,650,547 shares outstanding at December 31, 2017	8,668	8,604
Capital in excess of par value	78,172	76,179
Retained earnings	141,537	127,010
Accumulated other comprehensive loss, net	(5,835)	(3,076)
Total shareholders' equity	222,542	208,717
Total liabilities and shareholders' equity	$ 1,862,866	$ 1,816,078