XML 38 R27.htm IDEA: XBRL DOCUMENT v3.8.0.1
Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)
3 Months Ended
Mar. 31, 2018
Receivables [Abstract]  
Schedule of changes in the allowance for loan losses
Changes in the allowance for loan losses and the reserve for unfunded lending commitments as of the indicated dates and periods are presented below (dollars in thousands):
 
Three Months Ended 
 March 31, 2018
 
Year Ended December 31, 2017
 
Three Months Ended 
 March 31, 2017
Allowance for Loan Losses
 
 
 
 
 
Balance, beginning of period
$
13,603

 
$
12,801

 
$
12,801

Provision for loan losses
(44
)
 
1,016

 
300

Charge-offs
(44
)
 
(690
)
 
(49
)
Recoveries
60

 
476

 
56

Balance, end of period
$
13,575

 
$
13,603

 
$
13,108

 
 
 
 
 
 
Reserve for Unfunded Lending Commitments
 

 
 

 
 

Balance, beginning of period
$
206

 
$
203

 
$
203

Provision for unfunded commitments
5

 
3

 
3

Charge-offs

 

 

Balance, end of period
$
211

 
$
206

 
$
206

The reserve for unfunded loan commitments is included in other liabilities.
The following table presents changes in the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment at and for the three months ended March 31, 2018 (dollars in thousands):
 
Commercial
 
Commercial
Real Estate
 
Residential
Real Estate
 
Consumer
 
Total
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
Balance at December 31, 2017:
$
2,413

 
$
8,321

 
$
2,825

 
$
44

 
$
13,603

Provision for loan losses
254

 
(400
)
 
97

 
5

 
(44
)
Charge-offs

 
(11
)
 

 
(33
)
 
(44
)
Recoveries
10

 
1

 
20

 
29

 
60

Balance at March 31, 2018:
$
2,677

 
$
7,911

 
$
2,942

 
$
45

 
$
13,575

 
 
 
 
 
 
 
 
 
 
Balance at March 31, 2018:
 

 
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
60

 
$

 
$
100

 
$

 
$
160

Collectively evaluated for impairment
2,617

 
7,868

 
2,644

 
45

 
13,174

Acquired impaired loans

 
43

 
198

 

 
241

Total
$
2,677

 
$
7,911

 
$
2,942

 
$
45

 
$
13,575

 
 
 
 
 
 
 
 
 
 
Loans
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
122

 
$
593

 
$
1,743

 
$
4

 
$
2,462

Collectively evaluated for impairment
283,823

 
705,704

 
302,728

 
4,470

 
1,296,725

Acquired impaired loans
312

 
10,898

 
10,809

 
15

 
22,034

Total
$
284,257

 
$
717,195

 
$
315,280

 
$
4,489

 
$
1,321,221

The following table presents changes in the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment at and for the year ended December 31, 2017 (dollars in thousands):
 
Commercial
 
Commercial
Real Estate
 
Residential
Real Estate
 
Consumer
 
Total
Allowance for Loan Losses
 
 
 
 
 
 
 
 
 
Balance at December 31, 2016:
$
2,095

 
$
7,355

 
$
3,303

 
$
48

 
$
12,801

Provision for loan losses
377

 
999

 
(391
)
 
31

 
1,016

Charge-offs
(282
)
 
(93
)
 
(172
)
 
(143
)
 
(690
)
Recoveries
223

 
60

 
85

 
108

 
476

Balance at December 31, 2017:
$
2,413

 
$
8,321

 
$
2,825

 
$
44

 
$
13,603

 
 
 
 
 
 
 
 
 
 
Balance at December 31, 2017:
 

 
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
154

 
$

 
$
13

 
$

 
$
167

Collectively evaluated for impairment
2,259

 
8,203

 
2,645

 
44

 
13,151

Acquired impaired loans

 
118

 
167

 

 
285

Total
$
2,413

 
$
8,321

 
$
2,825

 
$
44

 
$
13,603

 
 
 
 
 
 
 
 
 
 
Loans
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
206

 
$
862

 
$
2,144

 
$
5

 
$
3,217

Collectively evaluated for impairment
251,185

 
747,819

 
306,066

 
4,408

 
1,309,478

Acquired impaired loans
275

 
12,167

 
10,973

 
15

 
23,430

Total
$
251,666

 
$
760,848

 
$
319,183

 
$
4,428

 
$
1,336,125