Dividend Restrictions and Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2017

Disclosure of Restrictions on Dividends, Loans and Advances Disclosure [Abstract]

Summary information regarding regulatory capital

Actual and required capital amounts (in thousands) and ratios are presented below at year-end:

	Actual				Required for Capital Adequacy Purposes*				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2017
Common Equity Tier 1
Company	$	166,968	11.50	%	$	83,476	>5.75	%
Bank	184,656		12.79		83,024		>5.75		$	93,854	>6.50	%
Tier 1 Capital
Company	194,794		13.42		105,253		>7.25
Bank	184,656		12.79		104,683		>7.25		115,512		>8.00
Total Capital
Company	208,973		14.39		134,288		>9.25
Bank	198,465		13.75		133,561		>9.25		144,390		>10.00
Leverage Capital
Company	194,794		10.95		71,128		>4.00
Bank	184,656		10.43		70,796		>4.00		88,495		>5.00
December 31, 2016
Common Equity Tier 1
Company	$	158,350	11.77	%	$	68,972	>5.125	%
Bank	172,927		12.92		68,580		>5.125		$	86,979	>6.50	%
Tier 1 Capital
Company	186,074		13.83		89,159		>6.625
Bank	172,927		12.92		88,652		>6.625		107,051		>8.00
Total Capital
Company	199,375		14.81		116,075		>8.625
Bank	185,931		13.89		115,415		>8.625		133,814		>10.00
Leverage Capital
Company	186,074		11.67		63,761		>4.00
Bank	172,927		10.88		63,571		>4.00		79,464		>5.00

* Except with regard to the Company's and the Bank's leverage capital ratio, includes the current phased-in portion of the Basel III Capital Rules capital conservation buffer which is added to the minimum capital requirements for capital adequacy purposes. The capital conservation buffer requirement began being phased-in effective January 1, 2016, at 0.625% of risk-weighted assets, increasing by the same amount each year until fully implemented at 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress. Banking institutions with a ratio of common equity Tier 1 to risk-weighted assets above the minimum but below the conservation buffer will face constraints on dividends, equity repurchases, and compensation based on the amount of the shortfall.