Segment and Related Information

The Company has two reportable segments, community banking and trust and investment services.

Community banking involves making loans to and generating deposits from individuals and businesses. All assets and liabilities of the Company are allocated to community banking. Investment income from securities is also allocated to the community banking segment. Loan fee income, service charges from deposit accounts, and non-deposit fees such as automated teller machine fees and insurance commissions generate additional income for the community banking segment.

Trust and investment services include estate planning, trust account administration, investment management, and retail brokerage. Investment management services include purchasing equity, fixed income, and mutual fund investments for customer accounts. The trust and investment services segment receives fees for investment and administrative services.

Amounts shown in the "Other" column includes activities of the Company which are primarily debt service on trust preferred securities and corporate items.

Segment information as of and for the three and nine months ended September 30, 2017 and 2016 (unaudited), is shown in the following tables (dollars in thousands):



	Three Months Ended September 30, 2017
	Community Banking		Trust and Investment Services		Other			Intersegment Eliminations			Total
Interest income	$	16,188	$	—	$	86		$	—		$	16,274
Interest expense	1,663		—		273			—			1,936
Noninterest income	2,479		1,318		7			—			3,804
Income (loss) before income taxes	6,554		794		(356		)	—			6,992
Net income (loss)	4,478		544		(235		)	—			4,787
Depreciation and amortization	558		3		—			—			561
Total assets	1,771,165		—		238,111			(228,735		)	1,780,541
Goodwill	43,872		—		—			—			43,872
Capital expenditures	449		—		—			—			449



	Three Months Ended September 30, 2016
	Community Banking		Trust and Investment Services		Other			Intersegment Eliminations			Total
Interest income	$	14,040	$	—	$	23		$	—		$	14,063
Interest expense	1,376		—		223			—			1,599
Noninterest income	1,967		1,147		6			—			3,120
Income (loss) before income taxes	5,356		672		(411		)	—			5,617
Net income (loss)	3,760		474		(271		)	—			3,963
Depreciation and amortization	671		2		—			—			673
Total assets	1,611,624		—		231,496			(227,586		)	1,615,534
Goodwill	43,872		—		—			—			43,872
Capital expenditures	267		—		—			—			267



	Nine Months Ended September 30, 2017
	Community Banking		Trust and Investment Services		Other			Intersegment Eliminations			Total
Interest income	$	46,302	$	—	$	256		$	—		$	46,558
Interest expense	4,418		—		756			—			5,174
Noninterest income	6,882		3,522		19			—			10,423
Income (loss) before income taxes	18,140		1,853		(1,138		)	—			18,855
Net income (loss)	12,591		1,290		(752		)	—			13,129
Depreciation and amortization	1,833		9		—			—			1,842
Total assets	1,771,165		—		238,111			(228,735		)	1,780,541
Goodwill	43,872		—		—			—			43,872
Capital expenditures	2,177		11		—			—			2,188



	Nine Months Ended September 30, 2016
	Community Banking		Trust and Investment Services		Other			Intersegment Eliminations			Total
Interest income	$	41,950	$	—	$	53		$	—		$	42,003
Interest expense	4,151		—		644			—			4,795
Noninterest income	6,302		3,465		17			—			9,784
Income (loss) before income taxes	16,538		2,006		(1,193		)	—			17,351
Net income (loss)	11,558		1,408		(787		)	—			12,179
Depreciation and amortization	2,190		8		—			—			2,198
Total assets	1,611,624		—		231,496			(227,586		)	1,615,534
Goodwill	43,872		—		—			—			43,872
Capital expenditures	536		—		—			—			536