Changes in the allowance for loan losses and the reserve for unfunded lending commitments as of the indicated dates and periods are presented below (dollars in thousands).

The reserve for unfunded loan commitments is included in other liabilities.



	Six Months Ended June 30, 2015			Year Ended December 31, 2014			Six Months Ended June 30, 2014
Allowance for Loan Losses
Balance, beginning of period	$	12,427		$	12,600		$	12,600
Provision for loan losses	700			400			150
Charge-offs	(630		)	(964		)	(168		)
Recoveries	296			391			181
Balance, end of period	$	12,793		$	12,427		$	12,763

Reserve for Unfunded Lending Commitments
Balance, beginning of period	$	163		$	210		$	210
Provision for (recovery of) loan losses	13			(47		)	(51		)
Charge-offs	—			—			—
Balance, end of period	$	176		$	163		$	159

The following table presents the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment at June 30, 2015 (dollars in thousands):



	Commercial		Commercial Real Estate			Residential Real Estate			Consumer			Unallocated		Total
Allowance for Loan Losses
Balance as of December 31, 2014:	$	1,818	$	6,814		$	3,715		$	80		$	—	$	12,427

Charge-offs	—		(473		)	(32		)	(125		)	—		(630		)
Recoveries	21		105			102			68			—		296

Provision for loan losses	147		364			152			37			—		700
Balance as of June 30, 2015:	$	1,986	$	6,810		$	3,937		$	60		$	—	$	12,793

Balance as of June 30, 2015:

Allowance for Loan Losses
Individually evaluated for impairment	$	—	$	9		$	23		$	—		$	—	$	32
Collectively evaluated for impairment	1,984		6,401			3,387			60			—		11,832
Loans acquired with deteriorated credit quality	2		400			527			—			—		929
Total	$	1,986	$	6,810		$	3,937		$	60		$	—	$	12,793

Loans
Individually evaluated for impairment	$	259	$	1,858		$	1,523		$	15		$	—	$	3,655
Collectively evaluated for impairment	158,423		484,195			309,728			6,153			—		958,499
Loans acquired with deteriorated credit quality	333		12,805			7,393			220			—		20,751
Total	$	159,015	$	498,858		$	318,644		$	6,388		$	—	$	982,905

The following table presents the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment at December 31, 2014 (dollars in thousands):



	Commercial			Commercial Real Estate			Residential Real Estate			Consumer			Unallocated			Total
Allowance for Loan Losses
Balance as of December 31, 2013:	$	1,810		$	6,819		$	3,690		$	99		$	182		$	12,600

Charge-offs	(101		)	(510		)	(258		)	(95		)	—			(964		)
Recoveries	51			66			191			83			—			391

Provision for loan losses	58			439			92			(7		)	(182		)	400
Balance as of December 31, 2014:	$	1,818		$	6,814		$	3,715		$	80		$	—		$	12,427

Balance as of December 31, 2014:

Allowance for Loan Losses
Individually evaluated for impairment	$	—		$	161		$	1		$	3		$	—		$	165
Collectively evaluated for impairment	1,815			6,400			3,424			77			—			11,716
Loans acquired with deteriorated credit quality	3			253			290			—			—			546
Total	$	1,818		$	6,814		$	3,715		$	80		$	—		$	12,427

Loans
Individually evaluated for impairment	$	7		$	3,651		$	863		$	16		$	—		$	4,537
Collectively evaluated for impairment	126,774			429,660			259,796			5,225			—			821,455
Loans acquired with deteriorated credit quality	200			9,024			5,709			—			—			14,933
Total	$	126,981		$	442,335		$	266,368		$	5,241		$	—		$	840,925