Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of weighted average number of shares used in computing earnings per share

The following shows the weighted average number of shares used in computing earnings per share and the effect on weighted average number of shares of potentially dilutive common stock. Potentially dilutive common stock had no effect on income available to common shareholders.

	Three Months Ended September 30, 2013
	2013					2012
	Shares		Per Share Amount			Shares		Per Share Amount
Basic		7,877,901		$	0.54		7,838,314		$	0.46
Effect of dilutive securities - stock options		14,114			-		17,223			-
Diluted		7,892,015		$	0.54		7,855,537		$	0.46

	Nine Months Ended September 30,
	2013					2012
	Shares		Per Share Amount			Shares		Per Share Amount
Basic		7,867,835		$	1.60		7,830,928		$	1.54
Effect of dilutive securities - stock options		11,126			-		15,731			-
Diluted		7,878,961		$	1.60		7,846,659		$	1.54