8-K 1 oct2004-8k.txt 10/20/2004 8K AMERICAN NAT'L BANKSHARES INC. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 20, 2004 ---------------- Commission file number 0-12820 ------- AMERICAN NATIONAL BANKSHARES INC. --------------------------------- (Exact name of registrant as specified in its charter) VIRGINIA 54-1284688 -------------------------------- -------------------- (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 628 Main Street Danville, Virginia 24541 ---------------------------------------- -------------------- (Address of principal executive offices) (Zip Code) (434) 792-5111 ---------------------------------------------------- (Registrant's telephone number, including area code) Item 2.02. Results of Operations and Financial Condition On October 20, 2004, American National Bankshares Inc. issued a press release announcing third quarter results for the period ended September 30, 2004. Exhibit 99.1 News Release and supporting schedules -------------------------------------------------------------------------------- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN NATIONAL BANKSHARES INC. --------------------------------- (Registrant) Date - October 20, 2004 By: /s/ Neal A. Petrovich ------------------------- Senior Vice President and Chief Financial Officer