XML 69 R56.htm IDEA: XBRL DOCUMENT v3.23.1
Loans and Allowance for Loan Losses, Outstanding Loans By Segment Type (Details) - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees $ 1,027,085 $ 843,526
Less: Allowance for loan losses 10,526 9,865
Loans, net of allowance and deferred fees [1] 1,016,559 833,661
Overdrawn accounts, excluding internal use accounts 269 304
Net deferred loan costs 1,000 1,300
Mortgage Loans on Real Estate [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 766,898 647,411
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 169,248 130,776
Mortgage Loans on Real Estate [Member] | Commercial Real Estate [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 429,863 382,603
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 184,586 198,413
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 245,277 184,190
Mortgage Loans on Real Estate [Member] | Multifamily [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 26,675 19,050
Mortgage Loans on Real Estate [Member] | Construction [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 77,944 58,440
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 8,828 7,877
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 54,340 48,665
Commercial and Industrial Loans [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 72,578 68,690
Consumer [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees [2] 185,269 118,441
Consumer [Member] | Consumer Automobile Loans [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 163,018 85,023
Consumer [Member] | Other Consumer Loans [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees 22,251 33,418
Other [Member]    
Allowance for Doubtful Accounts Receivable [Roll Forward]    
Total loans, net of deferred fees [3] $ 2,340 $ 8,984
[1] Net deferred loan costs totaled $1.0 million and $1.3 million at December 31, 2022 and December 31, 2021, respectively.
[2] The consumer segment includes consumer automobile loans.
[3] Overdrawn accounts are reclassified as loans and included in the Other catergory in the table above. Overdrawn deposit accounts, excluding internal use accounts, totaled $269 thousand and $304 thousand at December 31, 2022 and 2021, respectively.