Consolidated Balance Sheets - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks		$ 16,104	$ 13,424
Interest-bearing due from banks		34,376	164,073
Federal funds sold		4,063	10,425
Cash and cash equivalents		54,543	187,922
Securities available-for-sale, at fair value		227,540	234,321
Restricted securities, at cost		1,389	1,034
Loans held for sale		774	3,287
Loans, net	[1]	945,132	833,661
Premises and equipment, net		31,208	32,134
Premises and equipment, held for sale		1,216	871
Bank-owned life insurance		31,293	28,168
Goodwill		1,650	1,650
Core deposit intangible, net		242	275
Other assets		22,019	14,832
Total assets		1,317,006	1,338,155
Deposits:
Noninterest-bearing deposits		437,247	421,531
Savings deposits		592,239	586,450
Time deposits		152,822	169,118
Total deposits		1,182,308	1,177,099
Overnight repurchase agreements		3,981	4,536
Federal Reserve Bank borrowings		0	480
Long term borrowings		29,505	29,407
Accrued expenses and other liabilities		7,700	5,815
Total liabilities		1,223,494	1,217,337
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 4,996,728 and 5,239,707 shares outstanding (includes 46,092 and 38,435 of nonvested restricted stock, respectively)		24,753	26,006
Additional paid-in capital		16,450	21,458
Retained earnings		76,156	71,679
Accumulated other comprehensive (loss) income, net		(23,847)	1,675
Total stockholders' equity		93,512	120,818
Total liabilities and stockholders' equity		$ 1,317,006	$ 1,338,155

[1] Net deferred loan fees totaled $936 thousand and $1.3 million at September 30, 2022 and December 31, 2021, respectively.