8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 16, 2018

OLD POINT FINANCIAL CORPORATION

 (Exact name of registrant as specified in its charter)

Virginia	000-12896	54-1265373
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

1 West Mellen Street

Hampton, Virginia  23663

(Address of principal executive offices)  (Zip Code)

(757)728-1200

(Registrant's telephone number, including area code)

Not applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.	☐

Item 7.01 Regulation FD Disclosure.

On February 16, 2018 Old Point Financial Corporation (the Company) issued the press release furnished herewith as Exhibit 99.1 announcing the Company's declaration of a quarterly cash dividend of $0.11 per share of common capital stock to be paid on March 30, 2018 to shareholders of record as of the close of business on February 28, 2018.

Item  9.01 Financial Statements and Exhibits.

(d)	Exhibits
	Exhibit 99.1 Press release dated February 16, 2018

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Old Point Financial Corporation
	Registrant
Date: February 16, 2018	/s/ Robert F. Shuford, Sr.
	Robert F. Shuford, Sr.
	Chairman of the Board
	President & Chief Executive Officer

EX-99.1

FOR IMMEDIATE RELEASE

Old Point Financial Corporation Declares First Quarter Dividend

HAMPTON, Va., February 16, 2018 (PRNewswire) - Old Point Financial Corporation has declared a quarterly cash dividend of $0.11 per share on its common capital stock to be paid on March 30, 2018 to shareholders of record as of February 28, 2018. Based on the stock's closing price of $25.77 on February 15, 2018, the dividend yield is approximately 1.7%. The dividend is consistent with the prior quarter's dividend.

ABOUT OLD POINT FINANCIAL CORPORATION

Old Point Financial Corporation (NASDAQ: OPOF)is the parent company ofThe Old Point National Bank of Phoebus, a locally owned and managed community bank based in Hampton, Virginia serving all of Hampton Roads; andOld Point Trust & Financial Services, N.A., a Hampton Roads wealth management services provider. Additional information on the Company is available at www.OldPoint.com under "Investor Relations".

Contact:  Erin Black, Marketing Director, 757.251.2792