8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  October 1, 2013

OLD POINT FINANCIAL CORPORATION

 (Exact name of registrant as specified in its charter)

Virginia	000-12896	54-1265373
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

1 West Mellen Street

Hampton, Virginia  23663

(Address of principal executive offices)  (Zip Code)

(757)728-1200

(Registrant's telephone number, including area code)

Not applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[   ]Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[   ]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[   ]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[   ]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01 Regulation FD Disclosure.

On October 1, 2013 Old Point Trust & Financial Services, a wholly-owned subsidiary of Old Point Financial Corporation, acquired Penact Associates, Inc.  A copy of the press release reporting the acquisition is attached as Exhibit 99.1.

Item  9.01 Financial Statements and Exhibits.

(c) Exhibit 99.1 Press release dated October 3, 2013

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Old Point Financial Corporation
	Registrant
Date:  October 4, 2013
	/s/ Robert F. Shuford, Sr.
	Robert F. Shuford, Sr.
	Chairman of the Board
	President & Chief Executive Officer

EX-99.1

Old Point Financial Corporation Welcomes Penact

October 3, 2013, Hampton, VA – Old Point Trust and Financial Services, NA, a subsidiary of Old Point Financial Corporation, is proud to announce the acquisition of assets and operations of Penact Associates, Incorporated.  Penact has served the Hampton Roads and Northeast North Carolina regions for over 25 years and engages exclusively in providing personalized retirement plan design, implementation, administration, plan consulting, actuarial, and related services for small to medium sized businesses.

The acquisition, which took place October 1, 2013, will provide benefits to both organizations and their clients.  Old Point Trust currently provides a full-range of retirement services to their customers and, with the addition of Penact, will be able to increase its overall expertise, 401(k) portfolio, and its ability to service clients.  This strategic move is just another step in the continued growth and success of Old Point Trust and Financial Services.  Excited for the future, Gene Jordan, President of Old Point Trust, said, “Old Point believes in providing services today and also for your future.  Penact will enable our teams to proactively respond and better serve our customers, every day.”

Joe Witt, Old Point Senior Executive Vice President, said “The addition of Penact to the Old Point family increases our capabilities by providing value-added services to our clients.  Many of our customers will now be able to utilize our payroll, treasury, and retirement services to increase their operational efficiencies.  Old Point is committed to helping our corporate and small business clients grow.”

The Penact employees will continue their efforts as part of the Old Point Team.  These talented individuals come to us with a great deal of expertise, and we proudly welcome them to Old Point Financial Corporation.

Pictured from left: Jennie Taylor, Deborah Henry, Becky Nicholas, and Maureen Ringo.

Old Point Financial Corporation ("OPOF" - Nasdaq)is theparent company of The Old Point National Bank of Phoebus, a locally owned and managed community bank serving all of Hampton Roads and Old Point Trust & Financial Services, N.A., aHampton Roads wealth management services provider. Web: www.oldpoint.com. For more information, contact Erin Black, Vice President/Marketing Director, Old Point National Bank at 757- 251-2792.