<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>4
<FILENAME>cpaopinion.txt
<DESCRIPTION>CPA OPINION
<TEXT>


                                                     Exhibit 23.1


               CONSENT OF INDEPENDENT ACCOUNTANTS


      We  consent  to  the  incorporation by  reference  in  this
Registration  Statement on Form S-8 of our report  dated  January
20,  2001, on the consolidated financial statements of Old  Point
Financial Corporation as of December 31, 2000, and for the period
ended  December 31, 2000, which appears in the annual  report  on
Form  10-K of Old Point Financial Corporation for the year  ended
December 31, 2000.

                              /s/ Eggleston Smith P.C.
                              ------------------------
                              Eggleston Smith P.C.

Newport News, Virginia
July 23, 2001


<PAGE>


</TEXT>
</DOCUMENT>