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LOANS AND CREDIT QUALITY (Details) - USD ($)
$ in Thousands
Jun. 30, 2024
Dec. 31, 2023
Gross loans $ 827,002 $ 822,764
Unamortized net deferred loan fees 662 (672)
Less allowance for credit losses 7,815 8,321
Loans outstanding 818,525 813,771
Multi-Family [Member]    
Loans outstanding 11,044 8,203
1-4 Family residential construction [Member]    
Loans outstanding 24,478 30,488
Owner-occupied commercial real estate [Member]    
Loans outstanding 87,282 92,362
Real Estate [Member]    
Loans outstanding 207,355 200,629
Credit Cards [Member]    
Loans outstanding 3,319 3,252
Other commercial real estate [Member]    
Loans outstanding 99,265 106,181
Commercial and industrial [Member]    
Loans outstanding 52,466 44,329
Automobile loans [Member]    
Loans outstanding 116,770 122,924
Construction/Land Developments [Member]    
Loans outstanding 58,062 47,749
Farmland [Member]    
Loans outstanding 81,326 81,657
Home Equity - Open End [Member]    
Loans outstanding 45,743 45,749
Home Equity - Closed End [Member]    
Loans outstanding 6,405 4,835
Agricultural loans [Member]    
Loans outstanding 15,210 14,405
Other consumer loans [Member]    
Loans outstanding 12,952 14,376
Municipal loans [Member]    
Loans outstanding $ 5,325 $ 5,625