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REGULATORY MATTERS (Details Narrative)
12 Months Ended
Dec. 31, 2023
REGULATORY MATTERS  
Description of conservation buffers Under the Basel III rules, the Company must hold a capital conservation buffer above the adequately capitalized risk-based capital ratios. The capital conservation buffer requirement is 2.50%. The Company’s capital conservation buffer for 2023 was 4.58% and for 2022 was 5.64%