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ALLOWANCE FOR CREDIT LOSSES (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Allowance for credit losses on loans beginning balance $ 7,936 $ 7,748
Charge-offs 2,088 1,646
Recoveries 614 968
Provision for Loan Losses 1,082 866
Allowance for credit losses on loans ending balance 8,321 7,936
Individually Evaluated for Impairment   344
Collectively Evaluated for Impairment   7,592
Adjustment for adoption of ASU 777  
Commercial Real Estate Portfolio Segment [Member]    
Allowance for credit losses on loans beginning balance   2,205
Charge-offs   0
Recoveries   0
Provision for Loan Losses   (190)
Allowance for credit losses on loans ending balance   2,015
Individually Evaluated for Impairment   11
Collectively Evaluated for Impairment   2,004
Multi-Family [Member]    
Allowance for credit losses on loans beginning balance 71 29
Charge-offs 0 0
Recoveries 0 0
Provision for Loan Losses (72) 42
Allowance for credit losses on loans ending balance 181 71
Individually Evaluated for Impairment   0
Collectively Evaluated for Impairment   71
Adjustment for adoption of ASU 182  
1-4 Family residential construction [Member]    
Allowance for credit losses on loans beginning balance 324  
Charge-offs 70  
Recoveries 1  
Provision for Loan Losses 350  
Allowance for credit losses on loans ending balance 714  
Adjustment for adoption of ASU 109  
Owner-occupied commercial real estate [Member]    
Allowance for credit losses on loans beginning balance 992  
Charge-offs 0  
Recoveries 0  
Provision for Loan Losses (51)  
Allowance for credit losses on loans ending balance 1,221  
Adjustment for adoption of ASU 280  
Other construction, land development and land [Member]    
Allowance for credit losses on loans beginning balance 694  
Charge-offs 0  
Recoveries 0  
Provision for Loan Losses (9)  
Allowance for credit losses on loans ending balance 1,287  
Adjustment for adoption of ASU 602  
Secured by farmland [Member]    
Allowance for credit losses on loans beginning balance 571  
Charge-offs 0  
Recoveries 0  
Provision for Loan Losses (67)  
Allowance for credit losses on loans ending balance 815  
Adjustment for adoption of ASU 311  
Real Estate [Member]    
Allowance for credit losses on loans beginning balance 1,389 1,162
Charge-offs 19 17
Recoveries 2 0
Provision for Loan Losses (378) 243
Allowance for credit losses on loans ending balance 810 1,388
Individually Evaluated for Impairment   92
Collectively Evaluated for Impairment   1,296
Adjustment for adoption of ASU (184)  
Credit Cards [Member]    
Allowance for credit losses on loans beginning balance 68 70
Charge-offs 69 66
Recoveries 37 14
Provision for Loan Losses 19 50
Allowance for credit losses on loans ending balance 81 68
Individually Evaluated for Impairment   0
Collectively Evaluated for Impairment   68
Adjustment for adoption of ASU 26  
Other commercial real estate [Member]    
Allowance for credit losses on loans beginning balance 1,023  
Charge-offs 0  
Recoveries 0  
Provision for Loan Losses (275)  
Allowance for credit losses on loans ending balance 166  
Adjustment for adoption of ASU (582)  
Commercial and industrial [Member]    
Allowance for credit losses on loans beginning balance 368  
Charge-offs 33  
Recoveries 2  
Provision for Loan Losses 359  
Allowance for credit losses on loans ending balance 1,034  
Adjustment for adoption of ASU 338  
Automobile loans [Member]    
Allowance for credit losses on loans beginning balance 1,790  
Charge-offs 1,804  
Recoveries 514  
Provision for Loan Losses 1,200  
Allowance for credit losses on loans ending balance 1,443  
Adjustment for adoption of ASU (257)  
Farmland [Member]    
Allowance for credit losses on loans beginning balance   448
Charge-offs   0
Recoveries   0
Provision for Loan Losses   122
Allowance for credit losses on loans ending balance   570
Individually Evaluated for Impairment   0
Collectively Evaluated for Impairment   570
Consumer [Member]    
Allowance for credit losses on loans beginning balance   520
Charge-offs   153
Recoveries   84
Provision for Loan Losses   (370)
Allowance for credit losses on loans ending balance   81
Individually Evaluated for Impairment   0
Collectively Evaluated for Impairment   81
Dealers Finance [Member]    
Allowance for credit losses on loans beginning balance   1,601
Charge-offs   1,280
Recoveries   691
Provision for Loan Losses   780
Allowance for credit losses on loans ending balance   1,792
Individually Evaluated for Impairment   13
Collectively Evaluated for Impairment   1,779
Agricultural loans [Member]    
Allowance for credit losses on loans beginning balance 80  
Charge-offs 0  
Recoveries 0  
Provision for Loan Losses (2)  
Allowance for credit losses on loans ending balance 20  
Adjustment for adoption of ASU (58)  
Other consumer loans [Member]    
Allowance for credit losses on loans beginning balance 81  
Charge-offs 93  
Recoveries 55  
Provision for Loan Losses 146  
Allowance for credit losses on loans ending balance 292  
Adjustment for adoption of ASU 103  
Municipal loans [Member]    
Allowance for credit losses on loans beginning balance 0  
Charge-offs 0  
Recoveries 0  
Provision for Loan Losses 0  
Allowance for credit losses on loans ending balance 0  
Adjustment for adoption of ASU 0  
Home Equity - Close End [Member]    
Allowance for credit losses on loans beginning balance 39 41
Charge-offs 0 0
Recoveries 0 0
Provision for Loan Losses (58) (3)
Allowance for credit losses on loans ending balance 77 38
Individually Evaluated for Impairment   0
Collectively Evaluated for Impairment   38
Adjustment for adoption of ASU 96  
Home Equity Open End [Member]    
Allowance for credit losses on loans beginning balance 446 407
Charge-offs 0 84
Recoveries 3 130
Provision for Loan Losses (80) (8)
Allowance for credit losses on loans ending balance 180 445
Individually Evaluated for Impairment   0
Collectively Evaluated for Impairment   445
Adjustment for adoption of ASU $ (189)  
Construction/Land Development [Member]    
Allowance for credit losses on loans beginning balance   977
Charge-offs   0
Recoveries   0
Provision for Loan Losses   41
Allowance for credit losses on loans ending balance   1,018
Individually Evaluated for Impairment   228
Collectively Evaluated for Impairment   790
Commercial & Industrial (Non-Real Estate)    
Allowance for credit losses on loans beginning balance   288
Charge-offs   46
Recoveries   49
Provision for Loan Losses   159
Allowance for credit losses on loans ending balance   450
Individually Evaluated for Impairment   0
Collectively Evaluated for Impairment   $ 450