LOANS AND CREDIT QUALITY (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Gross loans	$ 822,764	$ 744,174
Unamortized net deferred loan fees	(672)	(570)
Less allowance for credit losses	8,321	7,936
Loans outstanding	813,771	735,668
Commercial Real Estate Portfolio Segment [Member]
Loans outstanding		195,163
Multi-Family [Member]
Loans outstanding	8,203	9,622
1-4 Family residential construction [Member]
Loans outstanding	30,488
Owner-occupied commercial real estate [Member]
Loans outstanding	92,362
Real Estate [Member]
Loans outstanding	200,629	153,281
Credit Cards [Member]
Loans outstanding	3,252	3,242
Other commercial real estate [Member]
Loans outstanding	106,181
Commercial and industrial [Member]
Loans outstanding	44,329
Automobile loans [Member]
Loans outstanding	122,924
Farmland [Member]
Loans outstanding	81,657	74,322
Home Equity - Closed End [Member]
Loans outstanding	4,835	4,707
Home Equity - Open End [Member]
Loans outstanding	45,749	46,928
Commercial & Industrial - Non- Real Estate [Member]
Loans outstanding		56,625
Consumer [Member]
Loans outstanding		6,488
Dealers Finance [Member]
Loans outstanding		125,125
Construction/Land Developments [Member]
Loans outstanding	47,749	$ 68,671
Agricultural loans [Member]
Loans outstanding	14,405
Other consumer loans [Member]
Loans outstanding	14,376
Municipal loans [Member]
Loans outstanding	$ 5,625