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BUSINESS SEGMENTS (Details) - USD ($)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest Income $ 31,274,000 $ 31,064,000
Service charges on deposits 1,133,000 1,191,000
Mortgage banking income, net 4,646,000 6,154,000
Title insurance income 2,074,000 1,978,000
Other operating income 913,000 597,000
Interest Expense 4,302,000 5,728,000
Salaries and benefits 14,102,000 12,738,000
Income tax expense (benefit) 1,323,000 1,142,000
Net income 10,738,000 8,893,000
Net Income attributable to F & M Bank Corp. 10,738,000 8,788,000
Total assets 1,219,342,000 966,930,000
Goodwill 3,082,000 2,884,000
F&M Bank    
Interest Income 35,414,000 36,702,000
Service charges on deposits 1,133,000 1,191,000
Investment services and insurance income 0 1,000
Mortgage banking income, net 0 0
Title insurance income 0 0
Other operating income 2,499,000 2,189,000
Total income 39,046,000 40,083,000
Interest Expense 3,591,000 5,483,000
Provision for loan losses 2,800,000 3,300,000
Salaries and benefits 14,392,000 12,923,000
Other operating expenses 13,510,000 12,182,000
Total expense 28,693,000 33,888,000
Income before income taxes 10,353,000 6,195,000
Income tax expense (benefit) 1,266,000 925,000
Net income   5,270,000
Net income attributable to noncontrolling interest   0
Net Income attributable to F & M Bank Corp. 9,087,000 5,270,000
Total assets 1,227,059,000 972,129,000
Goodwill 2,868,000 2,670,000
F&M Mortgage    
Interest Income 198,000 332,000
Service charges on deposits 0 0
Investment services and insurance income 0 0
Mortgage banking income, net 4,646,000 6,154,000
Title insurance income 0 0
Other operating income 134,000 182,000
Total income 4,978,000 6,668,000
Interest Expense 123,000 357,000
Provision for loan losses 0 0
Salaries and benefits 2,501,000 2,236,000
Other operating expenses 893,000 920,000
Total expense 3,517,000 3,513,000
Income before income taxes 1,461,000 3,155,000
Income tax expense (benefit) 0 0
Net income   3,155,000
Net income attributable to noncontrolling interest   105,000
Net Income attributable to F & M Bank Corp. 1,461,000 3,050,000
Total assets 10,334,000 20,157,000
Goodwill 47,000 47,000
TEB Life/FMFS    
Interest Income 107,000 146,000
Service charges on deposits 0 0
Investment services and insurance income 953,000 709,000
Mortgage banking income, net 0 0
Title insurance income 0 0
Other operating income 0 0
Total income 1,060,000 855,000
Interest Expense 0 0
Provision for loan losses 21 0
Salaries and benefits 369,000 298,000
Other operating expenses 51,000 73,000
Total expense 399,000 371,000
Income before income taxes 661,000 484,000
Income tax expense (benefit) 134,000 98,000
Net income   386,000
Net income attributable to noncontrolling interest   0
Net Income attributable to F & M Bank Corp. 527,000 386,000
Total assets 8,803,000 8,023,000
Goodwill 0 0
VS Title    
Interest Income 0 0
Service charges on deposits 0 0
Investment services and insurance income 0 0
Mortgage banking income, net 0 0
Title insurance income 2,074,000 1,978,000
Other operating income 0 0
Total income 2,074,000 1,978,000
Interest Expense 0 0
Provision for loan losses 0 0
Salaries and benefits 1,225,000 1,027,000
Other operating expenses 327,000 270,000
Total expense 1,552,000 1,297,000
Income before income taxes 522,000 681,000
Income tax expense (benefit) 0 0
Net income   681,000
Net income attributable to noncontrolling interest   0
Net Income attributable to F & M Bank Corp. 522,000 681,000
Total assets 3,135,000 2,992,000
Goodwill 3,000 3,000
Parent Only [Member]    
Interest Income 1 0
Service charges on deposits 0 0
Investment services and insurance income 0 0
Mortgage banking income, net 0 0
Title insurance income 0 0
Other operating income 124,000 153
Total income (123,000) (153)
Interest Expense 732,000 276
Provision for loan losses 0 0
Salaries and benefits 0 0
Other operating expenses 81,000 51,000
Total expense 813,000 327,000
Income before income taxes (936,000) (480,000)
Income tax expense (benefit) (77,000) 119,000
Net income   (599,000)
Net income attributable to noncontrolling interest   0
Net Income attributable to F & M Bank Corp. (859,000) (599,000)
Total assets 112,586,000 107,726,000
Goodwill 164,000 164,000
Eliminations    
Interest Income 144,000 388,000
Service charges on deposits 0 0
Investment services and insurance income (9,000) (41,000)
Mortgage banking income, net 0 0
Title insurance income 0 0
Other operating income 0 0
Total income (153,000) (429,000)
Interest Expense 144,000 388,000
Provision for loan losses 0 0
Salaries and benefits 0 0
Other operating expenses (9,000) (41,000)
Total expense 153,000 (429,000)
Income before income taxes 0 0
Income tax expense (benefit) 0 0
Net income   0
Net income attributable to noncontrolling interest   0
Net Income attributable to F & M Bank Corp. 0 0
Total assets 142,575,000 144,108,000
Goodwill 0 0
F&M Bank Corp Consolidated    
Interest Income 35,576,000 36,792,000
Service charges on deposits 1,133,000 1,191,000
Investment services and insurance income 944,000 669,000
Mortgage banking income, net 4,646,000 6,154,000
Title insurance income 2,074,000 1,978,000
Other operating income 2,509,000 2,218,000
Total income 46,882,000 49,002,000
Interest Expense 4,302,000 5,728,000
Provision for loan losses 2,821,000 3,300,000
Salaries and benefits 18,487,000 16,484,000
Other operating expenses 14,853,000 13,455,000
Total expense 34,821,000 38,967,000
Income before income taxes 12,061,000 10,035,000
Income tax expense (benefit) 1,323,000 1,142,000
Net income   8,893,000
Net income attributable to noncontrolling interest   105,000
Net Income attributable to F & M Bank Corp. 10,738,000 8,788,000
Total assets 1,219,342,000 966,930,000
Goodwill $ 3,082,000 $ 2,884,000