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TRANSACTIONS WITH RELATED PARTIES (Details) - USD ($)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
TRANSACTIONS WITH RELATED PARTIES    
Total loans, beginning of year $ 22,685 $ 21,722
New loans 6,506,000 5,634,000
Relationship change (98,000) (3,000)
Repayments (5,714,000) (4,668,000)
Total loans, end of year $ 23,379 $ 22,685