XML 63 R53.htm IDEA: XBRL DOCUMENT v3.21.2
Allowance for Loan Losses (Details 3) - USD ($)
Sep. 30, 2021
Dec. 31, 2020
Gross loans [Member]    
Grade 1 Minimal Risk $ 57,000  
Grade 2 Modest Risk 8,954,000  
Grade 3 Average Risk 113,509,000  
Grade 4 Acceptable Risk 258,913,000  
Grade 5 Marginally Acceptable 113,361,000  
Grade 6 Watch 34,310,000  
Grade 7 Substandard 19,757,000  
Grade 8 Doubtful 0  
Total 548,861,000  
Commercial Real Estate [Member]    
Grade 1 Minimal Risk 0 $ 0
Grade 2 Modest Risk 4,543,000 4,114,000
Grade 3 Average Risk 32,466,000 31,205,000
Grade 4 Acceptable Risk 61,433,000 47,477,000
Grade 5 Marginally Acceptable 30,433,000 26,677,000
Grade 6 Watch 14,847,000 18,637,000
Grade 7 Substandard 12,782,000 14,406,000
Grade 8 Doubtful 0 0
Total 156,504,000 142,516,000
Multi-Family [Member]    
Grade 1 Minimal Risk 0 0
Grade 2 Modest Risk 0 0
Grade 3 Average Risk 1,590,000 1,075,000
Grade 4 Acceptable Risk 1,748,000 3,509,000
Grade 5 Marginally Acceptable 1,164,000 1,334,000
Grade 6 Watch 130,000 0
Grade 7 Substandard 0 0
Grade 8 Doubtful 0 0
Total 4,632,000 5,918,000
Real Estate [Member]    
Grade 1 Minimal Risk 0 0
Grade 2 Modest Risk 1,591,000 2,283,000
Grade 3 Average Risk 33,758,000 39,223,000
Grade 4 Acceptable Risk 63,923,000 66,698,000
Grade 5 Marginally Acceptable 28,714,000 32,302,000
Grade 6 Watch 12,585,000 6,977,000
Grade 7 Substandard 5,076,000 15,535,000
Total 145,647,000 163,018,000
Grade 8 Doubtful 0 0
Credit Card [Member]    
Total 2,770,000 2,857,000
Non-performing 20 0
Performing 2,790,000 2,857,000
Construction/Land Development [Member]    
Grade 1 Minimal Risk 0 0
Grade 2 Modest Risk 6,000 142,000
Grade 3 Average Risk 8,747,000 8,448,000
Grade 4 Acceptable Risk 41,664,000 40,126,000
Grade 5 Marginally Acceptable 17,535,000 18,226,000
Grade 6 Watch 1,883,000 4,274,000
Grade 7 Substandard 267,000 251,000
Grade 8 Doubtful 0 0
Total 70,102,000 71,467,000
Farmland [Member]    
Grade 1 Minimal Risk 57,000 58,000
Grade 2 Modest Risk 298,000 459,000
Grade 3 Average Risk 6,755,000 11,707,000
Grade 4 Acceptable Risk 40,732,000 26,899,000
Grade 5 Marginally Acceptable 15,471,000 11,846,000
Grade 6 Watch 1,659,000 1,022,000
Grade 7 Substandard 1,395,000 1,737,000
Grade 8 Doubtful 0 0
Total 66,367,000 53,728,000
Home Equity - Close End [Member]    
Grade 1 Minimal Risk 0 0
Grade 2 Modest Risk 64,000 124,000
Grade 3 Average Risk 1,253,000 2,479,000
Grade 4 Acceptable Risk 3,244,000 3,289,000
Grade 5 Marginally Acceptable 715,000 759,000
Grade 6 Watch 1,089,000 1,795,000
Grade 7 Substandard 0 30,000
Grade 8 Doubtful 0 0
Total 6,365,000 8,476,000
Home Equity Open End [Member]    
Grade 1 Minimal Risk 0 0
Grade 2 Modest Risk 1,259,000 1,705,000
Grade 3 Average Risk 16,395,000 17,716,000
Grade 4 Acceptable Risk 21,253,000 22,014,000
Grade 5 Marginally Acceptable 2,223,000 3,171,000
Grade 6 Watch 1,526,000 1,477,000
Grade 7 Substandard 216,000 530,000
Grade 8 Doubtful 0 0
Total 42,872,000 46,613,000
Commercial & Industrial (Non-Real Estate)    
Grade 1 Minimal Risk 0 90,000
Grade 2 Modest Risk 716,000 1,524,000
Grade 3 Average Risk 9,425,000 7,601,000
Grade 4 Acceptable Risk 21,316,000 17,050,000
Grade 5 Marginally Acceptable 16,086,000 38,290,000
Grade 6 Watch 569,000 913,000
Grade 7 Substandard 21,000 2,000
Grade 8 Doubtful 0 0
Total 48,133,000 65,470,000
Consumer [Member]    
Grade 1 Minimal Risk 0 0
Grade 2 Modest Risk 477,000 173,000
Grade 3 Average Risk 3,120,000 3,461,000
Grade 4 Acceptable Risk 3,600,000 3,975,000
Grade 5 Marginally Acceptable 1,020,000 1,790,000
Grade 6 Watch 22,000 6,000
Grade 7 Substandard 0 0
Grade 8 Doubtful 0 0
Total 8,239,000 9,405,000
Dealers Finance [Member]    
Total 104,389,000 91,817,000
Non-performing 29,000 44,000
Performing 104,418,000 91,861,000
Total [Member]    
Grade 1 Minimal Risk 0 148,000
Grade 2 Modest Risk 0 10,524,000
Grade 3 Average Risk 0 122,915,000
Grade 4 Acceptable Risk 0 231,037,000
Grade 5 Marginally Acceptable 0 134,395,000
Grade 6 Watch 0 35,101,000
Grade 7 Substandard 0 32,491,000
Grade 8 Doubtful 0 0
Total 548,623,000 $ 566,611,000
Less: Deferred loan fees, net of costs [Member]    
Grade 1 Minimal Risk 0  
Grade 2 Modest Risk 0  
Grade 3 Average Risk 0  
Grade 4 Acceptable Risk 0  
Grade 5 Marginally Acceptable 0  
Grade 6 Watch 0  
Grade 7 Substandard 0  
Grade 8 Doubtful 0  
Total $ (238,000)