Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net income	$ 6,022,000	$ 2,735,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Depreciation and amortization	940,000	914,000
Amortization of intangibles	42,000	55,000
Amortization of securities	120,000	1,000
Proceeds from loans held for sale originated	145,553,000	89,200,000
Loans held for sale originated	(157,618,000)	(91,519,000)
Gain on sale of loans held for sale originated	(3,861,000)	(2,234,000)
Provision for loan losses	3,300,000	6,800,000
(Increase) decrease in interest receivable	(727,000)	138,000
Decrease (increase) in other assets	224,000	(629,000)
Increase in other liabilities	4,039,000	1,839,000
Amortization of limited partnership investments	670,000	633,000
Income from life insurance investment	(458,000)	(449,000)
(Gain) on the sale of fixed assets	(14,000)	(3,000)
Loss on sale and valuation adjustments for other real estate owned and bank premises held for sale	326,000	356,000
Impairment of long lived assets	19,000	0
Net cash (used in) provided by operating activities	(1,423,000)	7,837,000
Cash flows from investing activities
Purchase of investments available for sale and other investments	(123,804,000)	(1,995,000)
Proceeds from maturity of investments available for sale	21,185,000	3,236,000
Decrease in FHLB stock	1,167,000	0
Purchase of investments held to maturity	(125,000)	0
Proceeds from maturity of investments held to maturity	125,000	0
Net (increase) decrease in loans held for investment	(69,964,000)	3,779,000
Net (increase) in loans held for sale participations	(5,315,000)	(20,400,000)
Proceeds from the sale of fixed assets	34,000	3,000
Proceeds from the sale of other real estate owned	997,000	550,000
Cash paid for noncontrolling interest	(806,000)	0
Net purchase of property and equipment	(648,000)	(2,170,000)
Net cash (used in) in investing activities	(177,154,000)	(16,997,000)
Cash flows from financing activities
Net change in deposits	151,827,000	27,110,000
Net change in short-term debt	(10,000,000)	(20,116,000)
Dividends paid in cash	(2,693,000)	(2,683,000)
Proceeds from issuance of common stock	197,000	191,000
Repurchase of preferred stock	0	(41,000)
Repurchase of common stock	(473)	(1,417,000)
Issuance of long-term debt	71,903,000	30,000,000
Repayments of long-term debt	(18,838,000)	(5,909,000)
Net cash provided by financing activities	191,923,000	27,135,000
Net increase in Cash and Cash Equivalents	13,346,000	17,975,000
Cash and cash equivalents, beginning of period	75,804,000	10,912,000
Cash and cash equivalents, end of period	89,150,000	28,887,000
Supplemental Cash Flow information:
Cash paid for: Interest	4,559,000	4,984,000
Taxes	445,000	150,000
Supplemental non-cash disclosures:
Change in unrealized (loss) gain on securities available for sale	211,000	115,000
Right of use asset and lease liability, upon adoption	0	1,034,000
Bank premises and equipment transferred to held for sale	520,000	0
Liability to former noncontrolling interest for remainder of purchase price	$ 244,000	$ 0