Consolidated Balance Sheets - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 14,484,000	$ 8,119,000
Money market funds and interest-bearing deposits in other banks	1,259,000	1,126,000
Federal funds sold	73,407,000	66,559,000
Cash and cash equivalents	89,150,000	75,804,000
Securities:
Held to maturity, at amortized cost - fair value of $125 and $124 in 2020 and 2019, respectively	125,000	124,000
Available for sale, at fair value	107,083,000	4,366,000
Other investments	11,680,000	13,525,000
Loans held for sale, at fair value	18,900,000	2,974,000
Loans held for sale, participations	69,139,000	63,824,000
Loans held for investment	672,525,000	603,425,000
Less: allowance for loan losses	(10,826,000)	(8,390,000)
Net loans held for investment	661,699,000	595,035,000
Other real estate owned, net	166,000	1,489,000
Bank premises and equipment, net	18,080,000	18,931,000
Bank premises held for sale	520,000	0
Interest receivable	2,771,000	2,044,000
Goodwill	2,884,000	2,884,000
Bank owned life insurance	20,496,000	20,050,000
Other assets	12,731,000	12,949,000
Total assets	1,015,424,000	813,999,000
Deposits:
Noninterest bearing	210,682,000	168,715,000
Interest bearing	582,854,000	472,994,000
Total deposits	793,536,000	641,709,000
Short-term debt	0	10,000,000
Long-term debt	106,510,000	53,201,000
Other liabilities	21,698,000	17,514,000
Total liabilities	921,744,000	722,424,000
Commitments and contingencies	0	0
Stockholders' Equity
Preferred Stock $25 par value, 400,000 shares authorized, 206,660 issued and outstanding for September 30, 2020 and December 31, 2019	4,592,000	4,592,000
Common stock, $5 par value, 6,000,000 shares authorized, 3,199,283 and 3,208,498 shares issued and outstanding for September 30, 2020 and December 31, 2019, respectively.	15,996,000	16,042,000
Additional paid in capital - common stock	6,792,000	7,510,000
Retained earnings	69,337,000	66,008,000
Non-controlling interest in consolidated subsidiaries	0	634,000
Accumulated other comprehensive loss	(3,037)	(3,211)
Total stockholders' equity	93,680,000	91,575,000
Total liabilities and stockholders' equity	$ 1,015,424,000	$ 813,999,000