XML 54 R44.htm IDEA: XBRL DOCUMENT v3.10.0.1
4. Allowance for Loan Losses (Details 2) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Construction/Land Development $ 68,806 $ 71,620
Farmland 16,735 13,606
Real Estate 188,460 184,546
Multi-Family 9,823 10,298
Commercial Real Estate 155,651 148,906
Home Equity - closed end 10,765 11,606
Home Equity - open end 55,136 54,739
Commercial & Industrial (Non-Real Estate) 35,715 36,912
Consumer (excluding dealer) 10,660 6,633
Total 551,751 538,866
Grade 1 Minimal Risk [Member]    
Construction/Land Development 0 0
Farmland 62 63
Real Estate 0 0
Multi-Family 0 0
Commercial Real Estate 0 0
Home Equity - closed end 0 0
Home Equity - open end 115 235
Commercial & Industrial (Non-Real Estate) 223 262
Consumer (excluding dealer) 34 34
Total 434 594
Grade 2 Modest Risk [Member]    
Construction/Land Development 1,625 690
Farmland 0 0
Real Estate 1,617 1,512
Multi-Family 0 228
Commercial Real Estate 2,388 3,525
Home Equity - closed end 0 0
Home Equity - open end 1,713 1,598
Commercial & Industrial (Non-Real Estate) 1,971 1,595
Consumer (excluding dealer) 178 490
Total 9,492 9,638
Grade 3 Average Risk [Member]    
Construction/Land Development 17,494 12,974
Farmland 4,469 3,153
Real Estate 53,949 53,764
Multi-Family 3,007 4,780
Commercial Real Estate 46,030 45,384
Home Equity - closed end 3,337 3,535
Home Equity - open end 20,073 17,383
Commercial & Industrial (Non-Real Estate) 17,609 13,297
Consumer (excluding dealer) 2,893 2,226
Total 168,861 156,496
Grade 4 Acceptable Risk [Member]    
Construction/Land Development 33,461 30,197
Farmland 5,800 4,120
Real Estate 104,600 101,606
Multi-Family 6,645 5,111
Commercial Real Estate 86,775 89,195
Home Equity - closed end 5,490 5,410
Home Equity - open end 29,050 30,888
Commercial & Industrial (Non-Real Estate) 12,725 19,442
Consumer (excluding dealer) 5,597 88
Total 290,143 286,057
Grade 5 Marginally Acceptable [Member]    
Construction/Land Development 7,071 9,165
Farmland 3,970 3,793
Real Estate 22,070 19,734
Multi-Family 171 179
Commercial Real Estate 11,301 9,012
Home Equity - closed end 1,924 1,279
Home Equity - open end 3,559 3,945
Commercial & Industrial (Non-Real Estate) 2,664 1,480
Consumer (excluding dealer) 1,893 1,065
Total 54,623 49,652
Grade 6 Watch [Member]    
Construction/Land Development 270 3,520
Farmland 493 494
Real Estate 1,154 4,660
Multi-Family 0 0
Commercial Real Estate 2,962 634
Home Equity - closed end 0 1,379
Home Equity - open end 56 176
Commercial & Industrial (Non-Real Estate) 349 207
Consumer (excluding dealer) 65 2,254
Total 5,349 13,324
Grade 7 Substandard [Member]    
Construction/Land Development 8,885 15,074
Farmland 1,941 1,983
Real Estate 5,070 3,270
Multi-Family 0 0
Commercial Real Estate 6,195 1,156
Home Equity - closed end 14 3
Home Equity - open end 570 514
Commercial & Industrial (Non-Real Estate) 174 629
Consumer (excluding dealer) 0 476
Total 22,849 23,105
Grade 8 Doubtful [Member]    
Construction/Land Development 0 0
Farmland 0 0
Real Estate 0 0
Multi-Family 0 0
Commercial Real Estate 0 0
Home Equity - closed end 0 0
Home Equity - open end 0 0
Commercial & Industrial (Non-Real Estate) 0 0
Consumer (excluding dealer) 0 0
Total $ 0 $ 0