6. ALLOWANCE FOR LOAN LOSSES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Beginning Balance	$ 7,543	$ 8,781
Charge-offs	2,872	2,261
Recoveries	1,373	1,023
Provision for Loan Losses	0	0
Ending Balance	6,044	7,543
Individually Evaluated for Impairment	1,882	2,154
Collectively Evaluated for Impairment	4,162	5,389
Construction/Land Development [Member]
Beginning Balance	3,381	4,442
Charge-offs	620	356
Recoveries	0	7
Provision for Loan Losses	(214)	(712)
Ending Balance	2,547	3,381
Individually Evaluated for Impairment	1,661	1,853
Collectively Evaluated for Impairment	886	1,528
Farmland [Member]
Beginning Balance	34	95
Charge-offs	0	0
Recoveries	0	0
Provision for Loan Losses	(9)	(61)
Ending Balance	25	34
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	25	34
Real Estate [Member]
Beginning Balance	843	806
Charge-offs	0	23
Recoveries	2	4
Provision for Loan Losses	(126)	56
Ending Balance	719	843
Individually Evaluated for Impairment	209	221
Collectively Evaluated for Impairment	510	622
Multi-Family [Member]
Beginning Balance	23	71
Charge-offs	0	0
Recoveries	0	0
Provision for Loan Losses	(6)	(48)
Ending Balance	19	23
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	19	23
Commercial Real Estate [Member]
Beginning Balance	705	445
Charge-offs	0	19
Recoveries	13	135
Provision for Loan Losses	(236)	144
Ending Balance	482	705
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	482	705
Home Equity - Closed End [Member]
Beginning Balance	75	174
Charge-offs	7	8
Recoveries	25	0
Provision for Loan Losses	(27)	(91)
Ending Balance	66	75
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	66	75
Home Equity - Open End [Member]
Beginning Balance	470	634
Charge-offs	26	370
Recoveries	53	120
Provision for Loan Losses	(288)	86
Ending Balance	209	470
Individually Evaluated for Impairment	0	60
Collectively Evaluated for Impairment	209	410
Commercial and Industrial Non-Real Estate [Member]
Beginning Balance	586	1,055
Charge-offs	179	293
Recoveries	72	267
Provision for Loan Losses	(142)	(443)
Ending Balance	337	586
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	337	586
Consumer [Member]
Beginning Balance	78	108
Charge-offs	136	37
Recoveries	28	19
Provision for Loan Losses	178	(12)
Ending Balance	148	78
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	148	78
Dealer Finance [Member]
Beginning Balance	1,289	836
Charge-offs	1,806	1,081
Recoveries	1,143	417
Provision for Loan Losses	814	1,117
Ending Balance	1,440	1,289
Individually Evaluated for Impairment	12	20
Collectively Evaluated for Impairment	1,428	1,269
Credit Cards [Member]
Beginning Balance	59	115
Charge-offs	98	74
Recoveries	37	54
Provision for Loan Losses	54	(36)
Ending Balance	52	59
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	$ 52	$ 59