20 FAIR VALUE MEASUREMENTS (Details 3) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Other Real estate owned	$ 2,076,000	$ 2,128,000
Fair Value Inputs Level 1 [Member]
Other Real estate owned	0	0
Fair Value Inputs Level 2 [Member]
Other Real estate owned	0	0
Fair Value Inputs Level 3 [Member]
Other Real estate owned	$ 2,076,000	$ 2,128,000