20 FAIR VALUE MEASUREMENTS (Details) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
U. S. Treasuries	$ 24,014,000	$ 4,021,000
U. S. Government sponsored enterprises		8,074,000
Mortgage-backed obligations of federal agencies	634,000	817,000
Equity securities	135,000	135,000
Total securities available for sale	24,783,000	13,047,000
Fair Value Inputs Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
U. S. Treasuries
U. S. Government sponsored enterprises
Mortgage-backed obligations of federal agencies
Equity securities
Total securities available for sale
Fair Value Inputs Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
U. S. Treasuries	24,014,000	4,021,000
U. S. Government sponsored enterprises		8,074,000
Mortgage-backed obligations of federal agencies	634,000	817,000
Equity securities	135,000	135,000
Total securities available for sale	24,783,000	13,047,000
Fair Value Inputs Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
U. S. Treasuries
U. S. Government sponsored enterprises
Mortgage-backed obligations of federal agencies
Equity securities
Total securities available for sale