Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Cash flows from operating activities
Net income	$ 9,568,000	$ 8,417,000	$ 5,802,000
Depreciation	801,000	709,000	612,000
Amortization of securities	109,000	147,000	76,000
Sale of loans held for sale originated	70,334,000	75,365,000	56,211,000
Loans held for sale originated	(66,779,000)	(77,152,000)	(56,045,000)
Provision for loan losses		300,000	2,250,000
Benefit (expense) for deferred taxes	9,000	341,000	(515,000)
(Increase) in interest receivable	(76,000)	(34,000)	(177,000)
Increase in other assets	(444,000)	(457,000)	(1,474,000)
Increase in accrued liabilities	1,690,000	1,480,000	1,160,000
Amortization of limited partnership investments	731,000	627,000	608,000
Loss on sale and valuation adjustments of other real estate owned	19,000	489,000	319,000
Income from life insurance investment	(476,000)	(473,000)	(467,000)
Net Cash Provided by Operating Activities	15,486,000	9,759,000	8,360,000
Cash flows from investing activities
Proceeds from maturities of securities available for sale	32,218,000	8,243,000	27,495,000
Proceeds from maturities of securities held to maturity			106,000
Purchases of securities available for saleand other investments	(47,137,000)	(12,040,000)	(11,957,000)
Capital improvements to other real estate owned	(24,000)
Purchases of securities held to maturity			(125,000)
Net increase in loans held for investment	(49,386,000)	(25,892,000)	(43,642,000)
Net (increase) decrease in loans held for sale participations	(8,483,000)	(42,637,000)	(9,744,000)
Net purchase of property and equipment	(3,527,000)	(1,793,000)	(546,000)
Proceeds from sale of other real estate owned	623,000	688,000	986,000
Net cash provided by (used in) investing activities	(75,716,000)	(73,431,000)	(37,427,000)
Cash flows from financing activities
Net change in deposits	42,415,000	3,165,000	27,356,000
Net change in short-term debt	15,046,000	10,596,000	10,935,000
Dividends paid in cash	(3,115,000)	(2,915,000)	(2,232,000)
Proceeds from long-term debt	20,000,000	40,000,000	10,000,000
Proceeds from issuance of preferred stock			6,831,000
Proceeds from issuance of common stock	183,000	146,000	12,056,000
Repurchase of common stock	(1,961,000)
Repurchase of preferred stock	(578,000)	(289,000)
Repayments of long-term debt	(3,924,000)	(1,714,000)	(19,222,000)
Net cash provided by (used in) financing activities	68,066,000	48,989,000	45,724,000
Net Increase (Decrease) in Cash and Cash Equivalents	7,836,000	(14,683,000)	16,657,000
Cash and Cash Equivalents, Beginning of Year	8,519,000	23,202,000	6,545,000
Cash and Cash Equivalents, End of Year	16,355,000	8,519,000	23,202,000
Supplemental Cash Flow information:
Interest	3,573,000	2,854,000	3,703,000
Income taxes	2,300,000	1,500,000	1,607,000
Supplemental Disclosure:
Transfers from loans to other real estate owned	566,000	125,000	2,915,000
Loans originated for the sale of other real estate owned		(328,000)	(780,000)
Conversion of subordinated debt to preferred stock			$ 2,594,000