6. ALLOWANCE FOR LOAN LOSSES (Details 2) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Construction/Land Development	$ 76,172,000	$ 69,759,000
Farmland	12,901,000	13,378,000
Real Estate	172,758,000	166,587,000
Multi-Family	7,605,000	7,559,000
Commercial Real Estate	150,061,000	128,032,000
Home Equity - closed end	11,453,000	9,135,000
Home Equity - open end	54,420,000	56,599,000
Commercial & Industrial (Non-Real Estate)	31,306,000	27,954,000
Consumer (excluding dealer)	6,643,000	8,219,000
Total	523,319,000	487,222,000
Grade 1 Minimal Risk [Member]
Construction/Land Development
Farmland	65,000	66,000
Real Estate
Multi-Family
Commercial Real Estate
Home Equity - closed end
Home Equity - open end	124,000
Commercial & Industrial (Non-Real Estate)	1,375,000	896,000
Consumer (excluding dealer)	67,000	83,000
Total	1,631,000	1,045,000
Grade 2 Modest Risk [Member]
Construction/Land Development	1,478,000	485,000
Farmland
Real Estate	1,149,000	955,000
Multi-Family	311,000	391,000
Commercial Real Estate	2,793,000	2,087,000
Home Equity - closed end	150,000
Home Equity - open end	1,724,000	1,657,000
Commercial & Industrial (Non-Real Estate)	1,267,000	646,000
Consumer (excluding dealer)	174,000	215,000
Total	9,046,000	6,436,000
Grade 3 Average Risk [Member]
Construction/Land Development	10,870,000	8,410,000
Farmland	3,073,000	2,615,000
Real Estate	62,168,000	54,400,000
Multi-Family	3,009,000	3,925,000
Commercial Real Estate	32,986,000	25,889,000
Home Equity - closed end	3,966,000	3,549,000
Home Equity - open end	16,415,000	15,043,000
Commercial & Industrial (Non-Real Estate)	6,827,000	6,423,000
Consumer (excluding dealer)	1,837,000	2,273,000
Total	141,151,000	122,527,000
Grade 4 Acceptable Risk [Member]
Construction/Land Development	43,863,000	31,783,000
Farmland	3,456,000	3,768,000
Real Estate	74,242,000	76,545,000
Multi-Family	4,099,000	3,046,000
Commercial Real Estate	91,157,000	74,337,000
Home Equity - closed end	4,139,000	3,792,000
Home Equity - open end	30,974,000	31,455,000
Commercial & Industrial (Non-Real Estate)	19,530,000	17,053,000
Consumer (excluding dealer)	607,000	750,000
Total	272,065,000	242,529,000
Grade 5 Marginally Acceptable [Member]
Construction/Land Development	8,399,000	14,260,000
Farmland	4,446,000	4,952,000
Real Estate	28,266,000	23,695,000
Multi-Family	186,000	197,000
Commercial Real Estate	19,181,000	20,271,000
Home Equity - closed end	1,746,000	1,661,000
Home Equity - open end	4,547,000	4,827,000
Commercial & Industrial (Non-Real Estate)	2,198,000	2,281,000
Consumer (excluding dealer)	1,242,000	1,536,000
Total	70,211,000	73,680,000
Grade 6 Watch [Member]
Construction/Land Development	2,473,000	3,216,000
Farmland	1,861,000	1,977,000
Real Estate	4,680,000	8,334,000
Multi-Family
Commercial Real Estate	1,840,000	4,149,000
Home Equity - closed end	1,414,000	114,000
Home Equity - open end	125,000	398,000
Commercial & Industrial (Non-Real Estate)	39,000	517,000
Consumer (excluding dealer)	2,252,000	2,786,000
Total	14,684,000	21,491,000
Grade 7 Substandard [Member]
Construction/Land Development	9,089,000	11,605,000
Farmland
Real Estate	2,253,000	2,658,000
Multi-Family
Commercial Real Estate	2,104,000	1,299,000
Home Equity - closed end	38,000	19,000
Home Equity - open end	511,000	3,219,000
Commercial & Industrial (Non-Real Estate)	70,000	138,000
Consumer (excluding dealer)	466,000	576,000
Total	14,531,000	19,514,000
Grade 8 Doubtful [Member]
Construction/Land Development
Farmland
Real Estate
Multi-Family
Commercial Real Estate
Home Equity - closed end
Home Equity - open end
Commercial & Industrial (Non-Real Estate)
Consumer (excluding dealer)
Total